Car Insurance in Glendale
Glendale occupies a very special chunk of Los Angeles County. While it’s only about 10 miles north of downtown LA, Glendale feels like its own special world set apart from the rest of the area.
However, to make the most of your time in Glendale, you need a car. Furthermore, you need good car insurance. So, here’s everything you need to know about Glendale car insurance!
Quick Facts
- In 2019, there were only two fatal traffic-related deaths in Glendale
- The average cost of car insurance in the city is $194.64
How Much Is Car Insurance in Glendale?
There is no way to say this gently regarding car insurance in Glendale: it is very expensive. The average cost of car insurance in the city is $194.64. That is much more expensive than both the average cost of car insurance in California (which is $131.63) and among other states (the national average is $135.17).
As you may know, car insurance rates may vary dramatically across different parts of the state. As our table below shows, though, Glendale’s average car insurance is still very expensive relative to other cities:
| City | Average Monthly Price |
|---|---|
| Fresno | $115.04 |
| Los Angeles | $174.37 |
| Sacramento | $129.75 |
| San Diego | $109.87 |
| San Francisco | $155.64 |
Glendale Car Insurance Rates by Zip Code
Your exact zip code plays a role in how much you will pay for car insurance in every city. This is especially true in Glendale, where there is over $700 difference between the cheapest zip code and the most expensive one.
To better understand these differences, we have a breakdown of average car insurance prices by zip code in Glendale.
| Zip Code | Average Monthly Cost |
|---|---|
| 91201 | $211.19 |
| 91202 | $223.41 |
| 91203 | $208.61 |
| 91204 | $171.16 |
| 91205 | $194.84 |
| 91206 | $189.80 |
| 91207 | $152.28 |
| 91208 | $167.28 |
| 91210 | $192.07 |
| 91221 | $879.15 |
Glendale Car Insurance Rates by Age
Obviously, where you live can have a powerful influence on how much you pay for car insurance. But another factor affecting your premium that most drivers don’t think about is their age.
That’s right: you can expect to pay different prices for car insurance at different stages of your life. Below, we have gathered information on the average car insurance prices that Glendale residents pay based on their ages.
| Age | Average Monthly Cost |
|---|---|
| Teenagers | $447.29 |
| 20s | $232.85 |
| 30s | $164.57 |
| 40s | $163.13 |
| 50s | $153.68 |
| 60s | $167.74 |
| 70s | $162.50 |
Driving Conditions in Glendale
How Many Fatal Accidents Happen in Glendale?
In 2019, there were only two fatal traffic-related deaths in Glendale. Relatively speaking, this is one of the safest cities to drive in.
How Are the Road Infrastructure and Bridges in Glendale?
Generally, the infrastructure in Glendale, California, is fairly healthy. Projects in previous years have helped improve the quality of roadways, local colleges, and the local Grayson Plant. However, some residents in recent years have expressed concerns about the quality of air in the area. Other residents worry that infrastructure plans focused on natural gas may be obsolete within the next few decades, but only time will tell if these residents are correct.
Get a Quote for Car Insurance in California Today!
Minimum Car Insurance Requirements in Glendale
As a rule of thumb, we always advise drivers that they need more than the minimum level of insurance required by the state. However, it is still important for Glendale drivers to know exactly what that minimum is.
In California, you are legally required to get liability insurance with the following minimum coverage limits:
- $15,000 for injury/death to one person
- $30,000 for injury/death to more than one person
- $5,000 for property damage
Additionally, all drivers should be aware that California is an at-fault state. You can and will be held legally responsible for any injuries or property damage you are at fault for. With this in mind, you should consider getting higher coverage limits than those required by the state.
Factors Allowed in Glendale Car Insurance Rates
A surprisingly large amount of work goes into determining your monthly insurance premium. That is because many factors can influence how much you have to pay. We have already reviewed two of them: age and location. However, here is a full list of factors that insurance companies in Glendale are allowed to consider before setting a price:
- Age
- Zipcode
- Education & occupation
- Marital status
While this may seem like a lot of factors, California drivers should be aware that it could always be worse. That is because, unlike most states, California forbids insurance carriers from considering the following factors:
- Credit score
- Gender
Discounts for Car Insurance in Glendale
Want to pay less on your monthly car insurance premium? Don’t we all! The good news is that all insurance carriers offer special discounts for drivers who meet certain qualifications.
In California, the following discounts are commonly offered by insurance carriers:
This is not an exhaustive list. Remember, each carrier sets its own discounts, so your best bet is to contact your carrier and ask what discounts are available.
What Are the Penalties for Driving Without Insurance in Glendale?
If you get in an accident and don’t have enough car insurance, you may be stuck with a massive bill. However, some drivers can’t help but wonder what will happen if they don’t have any car insurance at all and get in an accident.
In addition to being on the hook for any damage that you cause, you will face additional penalties from the state. First-time offenders may have to pay a fine between $100-$200. Whether there will be any additional penalties beyond that is up to the court.
Suppose you commit another offense within three years of the first one, the fine increases to somewhere between $200-$500. As always, the court retains the right to assign additional penalties as they see fit.
Get a Glendale Car Insurance Quote Today!
Now you have all the insurance information you need to drive around Glendale. But do you know how to get the best possible car insurance with the press of a button?
Here at Freeway Insurance, we know you’re very busy, and that’s why we made it so easy to get insurance quotes. You can get started with a quote online. Or you can come and visit us at a local office near you. And don’t forget, you can always pick up a phone and call us at (800) 777-5620 for a quote!