Get Car Insurance in Arlington, TX

How Many Fatal Accidents Happen in Arlington?

In 2021, Texas reported 4,489 car crash fatalities, which is a 15% increase from the 3,896 from 2020. And regarding serious injury crashes, there were 15,764, with 19,448 injured persons. Compared to the state, Arlington had a much lower number, with figures from the Texas Department of Transportation showing that this metropolitan area had a total of 51 fatal crashes resulting in 54 deaths that same year.

Of those crashes in the Arlington area, 18 were alcohol-related, with blood-alcohol levels above the legal limits. These DUI crashes resulted in 21 deaths. This is roughly 3.5% of the 511 crashes that occurred throughout Texas during 2021.

How Are the Road Infrastructure and Bridges in Arlington?

Arlington’s highway and transportation network is served by two Interstate Highways — I-20 and I-30 — that both run east and west. Limited-access freeways include U.S. Highway 287 and State Highway 360. Arlington drivers are also in close proximity to State Highway 161 (the George Bush Turnpike), which runs north and south and makes any commute in the Metroplex a roughly 30-minute drive.

Roads deteriorate, potholes form, bridges and guardrails age, and surfaces wear down. The City of Arlington Public Works & Transportation Department takes care of repairs, filling the potholes and placing signs, and carries out major projects, like maintaining bridges, repairing traffic and streetlights, and keeping highways clear of debris.

In 2021, the American Society of Civil Engineers (ASCE) released its report card for infrastructures across the U.S. and gave Texas an overall grade of C. While the ASCE gave the state’s bridges and public transit a B-, the organization gave Texas’ highways and roads a D+ for not properly distributing the funds and resources generated by the state’s gas tax to keep up with the state’s projected growth.

Rainy Days Equals Careful Driving

Driving in rainy weather comes with important obstacles, so it’s more important than ever to be protected. You can get up to 40 inches of rain yearly in Arlington, which is a little bit more than the 38 US average. This is done on an average of 77 rainy days per year.

Texas is an at-fault state in terms of minimum coverage requirements, though its insurance requirements make it more of a “comparative fault” state. In Texas, each driver has to take financial responsibility for any crash in which they are more than 50% at fault. For this reason, most Texas drivers carry liability insurance.

Texas Transportation Code §601.072 details the minimum amount of car insurance drivers must carry in the state, which is 30/60/25. That means car insurance coverage must provide:

Across the country, there are criteria insurers use to determine your car insurance rates. In Arlington, Texas, the criteria used are:

If you’re an Arlington driver looking to save money, you might want to take advantage of discounts available through your auto insurance carrier. These might include:

Auto insurance is not an option in the state of Texas — it’s mandatory. Drivers must carry the minimum amount of coverage or pay penalties, especially those found driving without coverage. First offense uninsured drivers can expect to pay fines between $175 and $350. That amount rises dramtically if you’re caught driving without insurance again. Fines for second offenders within three years of an initial offense will cost between $350 and $1,000. A repeat offender also risks having their license revoked and their vehicle impounded.