Car Insurance Quotes for the Buick Regal

You’re not looking to make a splash — you just want to calmly cruise the streets in your reliable yet powerful sedan. Well, you’ll be much calmer when you obtain minimum liability insurance, and it will only cost you an average of $85 a month. Alternatively, take your sense of calm to a new level with a full coverage policy for about $198 monthly.

The friendly agents at Freeway can help you zero in on exactly how much your policy will cost. There are many options available, and you’ll have to make a few decisions about what is most important to you. But after stopping by or calling the offices, you’ll end up with the most affordable car insurance available that protects your family and your vehicle.

Everyone has their preference for how they like to protect themselves and their vehicle on the road or while it’s parked. Your Freeway agent will help you decide what types of car insurance coverage will work best for you. The most common types of policies are minimum liability and full coverage.

Full Coverage

The Buick Regal is not so replaceable since it’s been out of production for a while. You might want to keep it in pristine condition, being that it’s a classic. But what happens if an uninsured driver crashes into it? Or if a tree falls on it while it’s parked? Or if it’s stolen? Instead of having to replace or repair it with your own money, you can get a full coverage policy for an average of $198 a month that would help you cover the costs in all of these situations.

State Minimum Liability

Many people are not interested in paying the cost of full protection and would rather have a cheaper option that protects them when they cause damage to others. If this is your line of thinking, you can get a minimum liability policy for an average of $85 monthly. While such a policy is certainly more cost-effective, keep in mind that if you cause an accident that exceeds your liability limits, you’ll have to pay for the balance of the damages out of pocket.

Obtaining a quote may seem simple since it only involves answering a few questions. In truth, your insurer considers many variables while calculating your premium costs. For example:

The Year and Trim of Your Vehicle

The sedan has come in many different variations over the years. Each variation can cost a different amount to repair or replace after an accident. Depending on your model, there are also many different parts that can break and need replacing. Therefore, your insurer will charge you a different amount based on your specific trim.

Your Age

As a teenage driver, you are considered less responsible on the road than older, more seasoned drivers. Statistics show that you are more likely to cause a crash, which increases the possibility of you filing a claim. As you age, your premiums will generally start to drop.

Amount and Type of Coverage

As mentioned, full coverage costs more than a minimum liability policy. But that’s just the beginning. You can choose from additional options, such as 24/7 roadside assistance or rental car reimbursement for when your car is damaged and being repaired. These additional options will increase your level of protection, but they will also cost you more money.

In addition to being a major safety hazard to others, drinking and driving can get you into a lot of trouble. If an officer pulls you over and you get hit with a DUI, insurers will view you as a high-risk driver. This designation has major implications. Many carriers won’t want to issue you a policy, and those that do will charge you significantly more than you’re used to paying. In most states, you’ll also have to file an SR-22 certificate, which certifies that you are carrying the minimum insurance requirements for your state.

You can typically get a safe driver discount if you’re an experienced driver with a clean record. You can also usually get a multi-policy discount if you get more than one policy, like homeowners and auto coverage. Here are some more discounts your insurer might offer:

The sedan took on many forms during its storied 45-year history. It entered the market as a personal luxury vehicle in the early ’70s and had a long journey, with iterations ranging from top-of-the-line family car to NASCAR contender. Though simpler models were available in its later years, for the most part, this mid-size vehicle was an upgraded model with V6 engines and tweaks that made it more luxurious than its competitors. It’s an excellent mid-size vehicle that will give you and your family a comfortable ride with plenty of legroom.