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Car Insurance Quotes for the Infiniti Q50

Are You Getting the Cheapest Car Insurance Available for an Infiniti Q50?

Ilustration of Infiniti-Q50

How Much Is Car Insurance for the Infiniti Q50?

You might have a hard time holding back from drag racing your Infiniti Q50 through town. You can insure this slick powerhouse of a sedan for an average of $111 to $243 monthly and cruise the neighborhood peacefully, knowing that you’re covered in case of an accident.

The agents at Freeway Insurance can help you figure out which coverage will work best for you and your family budget-wise. They’ll get you the most affordable car insurance with the best options to protect your luxurious, sporty ride.

Getting a Free Auto Insurance quote with Freeway is easy!

Comparing Insurance Costs for the Infiniti Q50 to Other Vehicles

When you take your Q50 to the mechanic, you won’t pay the same price you’d pay to repair a similar make and model. Repair and replacement costs vary by vehicle, and therefore, insurers have to base their premium rates on your specific car. You can see the discrepancy in policy pricing between comparable vehicles in the following chart.

Make/Model Annual Full Coverage Insurance
Infiniti Q50 $2,916
BMW 3 Series $2,270
Acura TLX $2,412
Lexus IS $2,472

Types of Car Insurance Coverage for the Infiniti Q50

As a driver, you’ll have to decide among several types of car insurance coverage that might work for you. You can tailor your policy to what works best for your vehicle and where you live. As you increase your protection level, your premiums will increase, so be sure to discuss what is or isn’t necessary with your Freeway agent. The following two types of coverage are sure to come up in the conversation:

Full Coverage

When you’re riding in luxury, the first thing on your mind might be to get the best protection available. A full coverage policy would cost you $243 monthly on average and would help you pay to repair or replace your vehicle even if the damages occurred due to an accident you caused or an uninsured driver. Furthermore, if your car gets stolen or damaged by a natural disaster or a hit-and-run driver while it’s parked, your insurer will help cover your losses.

State Minimum Liability

You might want to consider something less costly, like minimum liability coverage for $111. This type of policy only helps you pay for damages you cause to others. While you may spend less money on your premiums, you also won’t be getting the same level of protection you would with full coverage. For example, some states only require you to get as little as $5,000 to help you pay for property damage you cause, which means that if you cause $15,000 in damages, you would have to pay $10,000 out of pocket.

Individual Factors That Influence Pricing for the Infiniti Q50

While it might only take a few minutes to get you a quote, your insurer gathers lots of information from you and uses it to help figure out how much to charge you. Here are some examples of minor details that might affect your premium rate:

Your State

If you choose minimum liability protection, your insurer will base your level of coverage on your state’s minimum requirements. So, premiums in a state that requires $25,000 in property damage coverage will cost more than a state that only requires $5,000 in property damage since your insurer might have to pay out more if you cause an accident.

Your Claims History

One of the primary concerns for insurers is how likely you are to file a claim. If your carrier looks at your history and sees that you’ve had accidents that have led you to file claims in the past, they’ll assume that you’re likely to do so again and will probably charge you more for your premiums than someone who hasn’t filed any claims.

Your Credit Score

Not every state allows insurers to look at your credit score when determining your rate, but many do. Interestingly, statistics show that how you handle your financials correlates with how likely you are to get into an accident or file a claim. Therefore, insurers will charge you more if you have a lower credit score and less if you have a high credit score.

2022 Infiniti Q50 at the New York Auto Show

How Does a DUI Affect Insurance Rates for an Infiniti Q50?

Drunk drivers are a major liability on the road. Getting convicted for driving under the influence of alcohol will automatically earn you a high-risk driver classification. Many insurers won’t want to sell you a policy, and those that do will charge you much more than someone with a clean record. Additionally, your insurer will have to file an SR-22 certificate stating that you’ve obtained at least the minimum amount of coverage required by your state.

What Are Some Car Insurance Discounts for an Infiniti Q50?

Insurers will reward you with a variety of discounts for reducing their risk or saving them money. For example, they might offer you a safe driver discount if you keep a clean driving record since you’re reducing their risk of paying out claims by driving responsibly. They usually provide a multi-policy discount if you combine more than one policy, like homeowners and auto coverage, with the same carrier. Ask your Freeway agent if they offer these or other discounts:

  • Your insurer might offer an anti-theft discount if your car has features or devices that deter thieves
  • Some carriers offer a senior discount to older drivers, with the qualifying age depending on the carrier
  • Ask your agent if they would give you a paid-in-full discount if you pay your entire bill at the beginning of your policy’s term
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What Are Some of the Characteristics of the Infiniti Q50?

Since its inception in model year 2013, the Infiniti Q50 has offered powerful V6 engines, with horsepower reaching as high as 400. This executive sedan has lots of room for five passengers to sit in the lap of luxury. Its sporty exterior design reflects its inner capabilities, with even older models going from 0-60 in about 5 seconds. The Q50 delivers a smooth, comfortable ride for families and executives alike.

Find the Best Car Insurance Rates Online for the Infiniti Q50 Today

Rev up those engines on the local streets or go for a relaxing cross-country drive. Either way, you’ll hardly feel the road when you’re in your Q50. Protect your luxury ride by contacting Freeway Insurance for effective, affordable coverage. Come to one of our physical locations to meet our friendly, professional agents, who will help you get a policy that makes sense for you and your vehicle. If you can’t make it into the office, contact us by calling (800) 777-5620 or get a quote for car insurance online.

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