Car Insurance Quotes for the Infiniti Q50

You might have a hard time holding back from drag racing your Infiniti Q50 through town. You can insure this slick powerhouse of a sedan for an average of $111 to $243 monthly and cruise the neighborhood peacefully, knowing that you’re covered in case of an accident.

The agents at Freeway Insurance can help you figure out which coverage will work best for you and your family budget-wise. They’ll get you the most affordable car insurance with the best options to protect your luxurious, sporty ride.

As a driver, you’ll have to decide among several types of car insurance coverage that might work for you. You can tailor your policy to what works best for your vehicle and where you live. As you increase your protection level, your premiums will increase, so be sure to discuss what is or isn’t necessary with your Freeway agent. The following two types of coverage are sure to come up in the conversation:

Full Coverage

When you’re riding in luxury, the first thing on your mind might be to get the best protection available. A full coverage policy would cost you $243 monthly on average and would help you pay to repair or replace your vehicle even if the damages occurred due to an accident you caused or an uninsured driver. Furthermore, if your car gets stolen or damaged by a natural disaster or a hit-and-run driver while it’s parked, your insurer will help cover your losses.

State Minimum Liability

You might want to consider something less costly, like minimum liability coverage for $111. This type of policy only helps you pay for damages you cause to others. While you may spend less money on your premiums, you also won’t be getting the same level of protection you would with full coverage. For example, some states only require you to get as little as $5,000 to help you pay for property damage you cause, which means that if you cause $15,000 in damages, you would have to pay $10,000 out of pocket.

While it might only take a few minutes to get you a quote, your insurer gathers lots of information from you and uses it to help figure out how much to charge you. Here are some examples of minor details that might affect your premium rate:

Your State

If you choose minimum liability protection, your insurer will base your level of coverage on your state’s minimum requirements. So, premiums in a state that requires $25,000 in property damage coverage will cost more than a state that only requires $5,000 in property damage since your insurer might have to pay out more if you cause an accident.

Your Claims History

One of the primary concerns for insurers is how likely you are to file a claim. If your carrier looks at your history and sees that you’ve had accidents that have led you to file claims in the past, they’ll assume that you’re likely to do so again and will probably charge you more for your premiums than someone who hasn’t filed any claims.

Your Credit Score

Not every state allows insurers to look at your credit score when determining your rate, but many do. Interestingly, statistics show that how you handle your financials correlates with how likely you are to get into an accident or file a claim. Therefore, insurers will charge you more if you have a lower credit score and less if you have a high credit score.

Drunk drivers are a major liability on the road. Getting convicted for driving under the influence of alcohol will automatically earn you a high-risk driver classification. Many insurers won’t want to sell you a policy, and those that do will charge you much more than someone with a clean record. Additionally, your insurer will have to file an SR-22 certificate stating that you’ve obtained at least the minimum amount of coverage required by your state.

Since its inception in model year 2013, the Infiniti Q50 has offered powerful V6 engines, with horsepower reaching as high as 400. This executive sedan has lots of room for five passengers to sit in the lap of luxury. Its sporty exterior design reflects its inner capabilities, with even older models going from 0-60 in about 5 seconds. The Q50 delivers a smooth, comfortable ride for families and executives alike.