Car Insurance Quotes for the Mazda CX-5
Are You Getting the Cheapest Car Insurance Available for a Mazda CX-5?
How Much Is Car Insurance for a Mazda CX-5?
Who doesn’t love owning an attractive and comfortable ride, right? Your Mazda CX-5 embodies just that – as one of the most popular compact crossover SUVs renowned for its design and spacious cargo area. It is a top choice for those who appreciate style and practicality, and it’s crucial to protect it. The average Mazda CX-5 auto insurance costs around $91 per month for liability coverage and $182 per month for full coverage, slightly above the national averages of $52 and $168, respectively.
With Freeway Insurance, you can get the best car insurance at an affordable price, tailored to your unique needs and budget. They’ll help you find the best plan. Read on to discover how to safeguard your auto and your lovely ones on each road journey and take advantage of great deals and discounts.
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Comparing Insurance Costs for the Mazda CX-5 to Other Vehicles
Repair and replacement costs can vary depending on your vehicle type. Insurers consider your vehicle’s make and model when calculating your rates. As a result, similar cars can have different premium costs. Look at the table below to compare your Mazda CX-5 with other vehicles in the compact SUVs segment.
| Make/Model | Annual Full Coverage |
|---|---|
| Mazda CX-5 | $1,322 |
| Honda CR-V | $1,033 |
| Hyundai Tucson | $1,656 |
| Hyundai Kona | $1,890 |
| Buick Envision | $1,999 |
| Kia Sportage | $1,280 |
Types of Car Insurance Coverage for the Mazda CX-5
There are various types of auto insurance available depending on the level of protection you need. You have the flexibility to customize your policy with different add-ons and protection levels, but most vehicle owners typically choose between minimum liability and full coverage.
Full Coverage
A full car insurance plan is the highest level of car protection for your Mazda CX-5 and has an average cost of $182 per month. It provides liability, comprehensive, and collision coverage. Liability coverage protects if you damage someone else’s property or injure someone in an accident that you are responsible for. Comprehensive coverage provides protection against most damage that occurs beyond a collision, such as theft of your car, vandalism, or damage caused by a natural disaster or severe weather. Collision insurance protects against damage to your automobile caused by a collision with another car or object, regardless of who is at fault.
For example, if you have a comprehensive coverage policy and a tree falls on your Mazda CX-5 during a storm, the insurance will cover the cost of repairs or replacement.
State Minimum Liability
On the other hand, minimum liability coverage is a more basic vehicle protection often required by law. At an average price of $91 per month for the Mazda CX-5, it provides coverage for damage and injuries that you cause to others in an accident, but it does not cover damage to your own vehicle.
Let’s say you have a basic plan and accidentally rear-end another vehicle. With this policy, your carrier will cover the other driver’s medical expenses and damages to their vehicle, up to your coverage limits.
Individual Factors That Influence Pricing for a Mazda SUV
Carriers assess risk by considering various factors that determine the likelihood of you making a claim and the potential costs involved if you do. Before giving you a quote, they usually take a closer look at the following details.
Your Deductible
In case you need to make a claim, there’s a sum you’ll need to cover before your insurance kicks in. It’s called your deductible. Opting for a higher deductible means lower premiums, while a lower deductible means higher premiums.
Relationship Status
Married drivers tend to have a slightly lower accident risk than singles. Since the risk is a tad bit lower, insurers usually offer a slightly lower rate to married customers than those who haven’t said “I do.”
Your Gender
Studies indicate that women tend to make claims at a slightly lower rate than men, potentially leading to women enjoying a cheaper car insurance policy compared to men.
How Does a DUI Affect Insurance Rates for a CX-5?
The repercussions of a DUI on your Mazda CX-5 insurance rates are not to be taken lightly. Driving under the influence greatly increases the likelihood of causing an accident, jeopardizing not only yourself but also others on the road. Even if you manage to avoid a collision, getting caught driving under the influence can lead to severe consequences.
In addition to potential penalties, fines, and license suspension, a DUI can result in the impoundment of your vehicle. Furthermore, insurers often classify DUI offenders as high-risk drivers, leading to a significant spike in coverage premiums. These increased rates could persist for several years, making it crucial to reestablish yourself as a safe and responsible driver before enjoying lower premiums again.
What Are Some Car Coverage Discounts for the Mazda CX-5?
When insuring your Mazda CX-5, you may be able to secure different auto insurance discounts. For instance, if your vehicle has passive restraint systems and Anti-Lock Brakes, you could qualify for a discount on safety features. Maintaining a clean driving record could also earn you a good driver discount.
Other discounts you may be eligible for include:
- Multi-Policy Discount: You can obtain this by adding your car coverage plan to your home insurance policy, for example.
- Low Mileage Discount: This applies if you don’t use your Mazda CX-5 very much, such as working from home and only using it for weekend shopping trips within your city.
- Military Car Insurance Discounts: These discounts are available to current and former armed forces members.
Note that each carrier offers different discount options and savings percentages, so it’s best to consult your local agent for personalized advice.
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What Are Some of the Characteristics of the Mazda CX-5?
The Mazda CX-5 first hit the market in 2012, offering a fresh and stylish option in the compact SUV segment. Known for its sporty driving dynamics, fuel efficiency, and upscale interior, the CX-5 quickly gained popularity among car enthusiasts and families alike. The earlier versions showcased Mazda’s Skyactiv technology, which delivers fuel economy without sacrificing performance.
Over the years, Mazda has continuously improved the CX-5 by adding advanced features and refinements. The 2017 redesign introduced a more refined exterior design and a luxurious cabin, setting a new benchmark in the class. The inclusion of the i-Activsense safety suite with features like Smart City Brake Support and Lane-Keep Assist further elevated the CX-5’s appeal.
As for the current model, the 2025 Mazda CX-5 offers even more sophistication and innovation. Its main competitors in the compact SUV segment include the Honda CR-V, Toyota RAV4, and Nissan Rogue.
Find the Best Car Rates Online for the Mazda CX-5 Today
Ensure your Mazda CX-5 is well-protected. Freeway Insurance provides tailored car insurance for families and individuals, offering peace of mind so you can fully enjoy your ride. Trust us to safeguard what’s most important to you. Contact us today at 800-777-5620, visit our nearby office, or request a free insurance quote online.