How Much Is Car Insurance for the Mitsubishi Eclipse?
The Mitsubishi Eclipse, a compact sport vehicle manufactured by Mitsubishi Motors from 1989 to 2011, epitomizes a blend of sophisticated styling and turbocharged performance. Its enduring appeal as an elegant and budget-friendly sports coupe has made it a standout choice in the automotive market.
It is essential to have vehicle coverage to protect your Eclipse. The average liability auto insurance cost for a Mitsubishi Eclipse is about $51, while full coverage averages around $135. Comparing this to the national average cost of $52 for a basic plan and $168 for full coverage, it’s clear that this model is more affordable.
The agents at Freeway specialize in finding the most cost-effective car insurance solutions and discounts, even for those with tickets, DUIs, or other challenging circumstances. Explore this guide and see how much you can save without compromising on coverage.
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Comparing Coverage Costs for the Mitsubishi Eclipse to Other Sports Vehicles
When you get insurance, your company takes on the responsibility for fixing or replacing your auto if something happens. And since those costs can be different for each car, the price you pay for coverage will depend on the specific make and model of your vehicle.
Check out the table below to see how premiums differ, even for cars in the sport compact category.
Make/Model | Annual Full Coverage |
---|---|
Mitsubishi Eclipse | $1,937 |
Volkswagen GTI | $1,250 |
Mazda MX-5 Miata | $1,576 |
Ford Mustang | $2,188 |
Types of Car Insurance Coverage for Sports Cars
Freeway Insurance offers various types of auto insurance, such as basic state liability coverage and full policies that cover almost any unforeseen event that may arise, along with a wide range of other optional car coverages to choose from.
Full Coverage
Named for its comprehensive protection, a full car insurance policy goes above and beyond to shield your vehicle from a wide range of potential hazards. Whether it’s a fender-bender, a stolen car, or even a run-in with Mother Nature, this policy covers you. And at just around $135 for your Mitsubishi Eclipse, it’s a small price to pay for some peace of mind on the road.
State Minimum Liability
Choosing minimum liability auto insurance is a more budget-conscious option. Priced at approximately $51 per month, it’s a more affordable alternative compared to full coverage. However, it’s worth noting that this type of policy only provides the essential protection required by your state. Essentially, it helps cover damages or injuries you’re liable for, but in any other situation or if you exceed your policy limits, you’ll be responsible for covering those costs out of pocket.
Individual Factors That Influence Pricing for a Mitsubishi Sport Compact Vehicle
Insurers reduce risk by considering various aspects that can affect the likelihood of you making a claim and the potential costs involved if you do. Here are a few key factors that affect your car insurance rates:
Your State of Residence
Your state of residence plays a significant role in determining your premiums. Factors such as population density, weather conditions, and accident rates in your state can all influence the cost of your auto coverage.
Credit Score
Your credit score can impact on your rates. In many states, having a good credit score can lead to slightly lower premiums compared to those with a spottier financial history.
States like California, Hawaii, Michigan, and Massachusetts do not allow insurers to base your prices on your credit history.
Marital Status
Married individuals are statistically less likely to file a claim, potentially resulting in lower costs compared to singles.
How Does a DUI Affect Insurance Rates?
Getting a DUI can have a significant impact on your vehicle protection rates. It not only endangers the safety of pedestrians and other drivers but also categorizes you as a high-risk driver in the eyes of carriers.
Don’t expect to secure the same affordable rates as before after a DUI. You’ll have to maintain a clean driving record for several years to demonstrate your safe driving habits to insurers. In the meantime, anticipate a substantial spike in your policy costs after a DUI conviction.
What Are Some Car Insurance Discounts for a Mitsubishi Sedan?
Have you heard about the perks of being a safe driver and how it could earn you discounts on your premiums? How about bundling your policies to snag a multi-policy insurance discount with the same carrier? Insurers offer these incentives for various reasons, all to your advantage in the form of lower costs.
If you meet the criteria, you could qualify for these and other auto insurance discounts:
- Secure a paid-in-full discount by paying your annual premium upfront.
- If your vehicle is equipped with features that reduce the risk of accidents, you could be eligible for a safety feature discount.
- Full-time students with a “B” grade or higher could be eligible for a good student discount.
- Drivers aged 55 and above may qualify for a senior citizen discount, often after completing a defensive driving course.
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What Are Some of the Characteristics of the Mitsubishi Eclipse?
The Mitsubishi Eclipse, celebrated for its style and dynamic performance, has made a lasting impression in the automotive world. This sports coupe car captivated enthusiasts for over two decades.
Evolving through four generations, the Eclipse was offered in four different configurations: Eclipse, Eclipse GS, Eclipse GS-T (Turbo), and Eclipse GSX. While the GSX model featured all-wheel drive, the rest of the Eclipse lineup was front-wheel drive. The Eclipse GS Turbo and Eclipse GSX were powered by a turbocharged 2.0-liter 4G63 engine, delivering a maximum of 195 horsepower and capable of accelerating from zero to 60 miles per hour in under seven seconds.
While the Eclipse sports coupe is no longer in production, its influence lives on Mitsubishi’s current lineup, notably in the Eclipse Cross crossover SUV.
Find the Best Car Insurance Rates Online for the Mitsubishi Eclipse Today
Your Mitsubishi Eclipse is a piece of automotive history that deserves to be safeguarded with the right auto insurance. Let our local agents assist you in finding the optimal plan at the best value, ensuring safety for you and your loved ones on every journey.
Contact us today by visiting one of our convenient locations, calling us at 800-777-5620, or easily obtaining a free car insurance quote online. Let’s work together to keep your Eclipse protected while cruising the roads in style!