Car Insurance Quotes for the Nissan Quest

Nissan knows how to make its vehicles a cut sportier than similar makes, and the Quest is no different. It will be your pleasure to transport your family and friends in this roomy, comfortable minivan, especially once you’ve protected it with auto insurance. Doing so will cost an average of $73 to $134 per month, but knowing that your prized asset is covered in case of an accident will be very reassuring.

You can get a more accurate quote by reaching out to Freeway Insurance. The actual cost of your monthly premiums depends on many details about yourself and your vehicle. Get in touch by visiting or calling the office, and an expert agent will immediately work on getting you the most affordable car insurance available.

Your agent will give you options for different types of car insurance coverage. Your decisions will influence how much your policy will cost, so ask your agent for multiple quotes that compare price versus your level of financial protection. Two of the options that will inevitably surface are state-required minimum liability and full coverage.

Full Coverage

Accidents happen, sometimes on the road and sometimes while a vehicle is parked. With a full coverage policy, you can protect your vehicle from just about any incident. While you’ll have to pay around $134 monthly, this type of plan will help you replace your car if it’s stolen, damaged by an uninsured driver, or totaled in an accident you cause. Your insurer will even help you pay for repairs if a hit-and-run driver crashes into your car or if it gets dented in a hail storm. It might cost a bit more, but full coverage will provide a high level of protection.

State Minimum Liability

Perhaps you’d prefer a more affordable option, such as coverage that would help you in basic situations, like if you’re at fault for an accident and damage someone else’s vehicle or cause bodily harm to others. If that’s the case, you can get minimum liability coverage for about $73 per month. Your vehicle wouldn’t be protected with such a policy, but it would help prevent you from paying as much out of pocket after a crash unless the damages exceed your coverage amount. For example, if you have $30,000 of property damage coverage and total someone’s $40,000 car, you would have to pay the remaining $10,000 on your own.

Your premium costs are directly related to the risk your insurer undertakes by insuring your vehicle. Agents ask lots of questions that pertain to you and your car to determine their potential for liability. The following are some of the details that affect your rate.

The Amount of Coverage You Choose

You can tailor your plan to your liking, but your decisions will change the cost of your premiums. For example, if your state’s minimum liability requirements include $25,000 for property damage, choosing that coverage level will likely be your cheapest option. You could also decide to increase your coverage limit to $50,000, but it will cost you more.

Your Vehicle’s Trim

Do you have an S, SL, SV, or a Platinum? Each trim has different safety features that might lower or increase the cost of insuring your ride. They also have a different replacement price; for example, it would likely be a bit costlier to insure the Platinum since it’s a more expensive vehicle to repair or replace.

Your Marital Status

While this might be hard to comprehend, your marital status affects your monthly premiums. Although it wouldn’t seem to matter whether someone is married or single, statistics show that married drivers have a slightly lower chance of getting into an accident. Since insurers base policy costs on risk, they charge single drivers a slightly higher rate.

Driving while under the influence of alcohol can lead to a lot of headaches. Safety issues aside, if you’re slapped with a DUI, most states will require your insurer to file an SR-22 certificate to confirm you have the coverage necessary to be on the road. Additionally, for insurance purposes, you’ll be considered a high-risk driver, and every carrier will require you to pay higher premiums.

Even if your insurer gives you an affordable quote, you might be able to reduce it further with a variety of discounts. Say you own your home and need a homeowners policy. If you combine that with your auto coverage, you’ll get a multi-policy discount, which will reduce the rate of both policies. If you have a clean driving record, many carriers offer a safe driver discount. The following are some more examples of potential discounts:

The Nissan Quest was in production from 1993 to 2017 and underwent six redesigns over the years. It comes in four different trims: the S, SL, SV, and Platinum. Later versions included a 260 horsepower 3.5-liter V6 cylinder engine, which made for a smooth, sporty ride, especially considering that the Quest is a minivan. Lots of headroom, legroom, and trunk space helped make this a popular vehicle for more than two decades.