Renters insurance is an affordable way to protect yourself from unexpected damages and injuries. Renters insurance isn’t required by law but the terms of some leases may require it. Many people have questions about renters insurance such as “What does renters insurance cover?” and “How much renters insurance do I need?” In order to make a decision about renters insurance, it’s a good idea to learn as much as you can. Many renters assume that their possessions are covered by their landlord’s insurance policy, but that is not the case. When you rent, your landlord’s insurance will cover the building and its structure in the event of a natural disaster or vandalism but it won’t cover your belongings inside the apartment; this is where renters insurance comes in. Browse the Freeway Insurance Knowledge Center to educate yourself on renters insurance and learn the benefits of it.