Even if your trucking company doesn’t require it, it’s a good idea to get it added to your policy. Otherwise, you could have to pay for the damaged or missing cargo out of your pocket. <\/p>\n\n\n\n
Non-trucking Liability Insurance<\/h2>\n\n\n\n
Do you ever use your commercial truck for non-business reasons? If so, it’s a good idea to purchase non-trucking liability coverage. This coverage kicks in whenever you’re not on the clock. For instance, if you drive your truck to have it serviced or make a quick trip to the store on the weekend, your non-trucking liability coverage will protect you. <\/p>\n\n\n\n
Then, if you get into an accident, it will cover third-party bodily injury and property damage. If you don’t have the coverage you need, you might end up getting sued and losing your trucking company or job. <\/p>\n\n\n\n
![\"\"](\"https:\/\/www.freeway.com\/knowledge-center\/wp-content\/uploads\/sites\/2\/2020\/12\/cheap-truck-insurance.jpg\")
<\/figure><\/div>\n\n\n\nCyber Liability Insurance<\/h2>\n\n\n\n
You probably don’t think of cyber liability insurance when looking for commercial truck coverage. However, as trucking becomes more and more sophisticated, cyber liability coverage is a must. It protects owners, operators, and businesses from cybercrimes such as data breaches and cargo theft due to phishing schemes. These are just two examples of cyber dangers that trucking companies face daily. <\/p>\n\n\n\n
If you rely on technology to operate your business, you should consider this type of commercial truck insurance. It could prevent you from going bankrupt due to cybercrime. <\/p>\n\n\n\n
Which State Has the Cheapest Truck Insurance?<\/h2>\n\n\n\n
Truck insurance prices vary by state. Some states offer more affordable commercial truck insurance, but that doesn’t mean it’s worth the hassle of moving. Instead of moving to a state known for having the cheapest insurance, compare prices in your current place of residence. When you compare quotes, it’s easy to find cheap truck insurance, no matter where you live. <\/p>\n\n\n\n
Turn to a Licensed Insurance Agent<\/h2>\n\n\n\n
Contact a licensed insurance agent to find out how much you’ll need to pay for truck insurance. The insurance agent can also discuss your options, including motor truck cargo coverage and cyber liability insurance. <\/p>\n\n\n\n
With the help of an insurance agent, you will get the coverage you need at an affordable price. Then, you won’t have to worry about losing your business or job because of an accident or cybercrime. <\/p>\n\n\n\n
Don’t risk it! Protect your assets with a commercial vehicle insurance policy from Freeway. Start your free quote online<\/a>, over the phone<\/a>, or at one of our offices near you<\/a>. <\/p>\n\n\n\n <\/p>\n\n\n