You\u2019re about to set sail on adventure and enjoy your new boat out on the water. Boating can be an incredibly fun experience for you and your family. However, it doesn\u2019t come without risk. That\u2019s where boat insurance<\/b> comes in.<\/p>\n
It may not occur to you to get boat or watercraft insurance<\/b>, but it\u2019s actually one of the earliest known forms of insurance, going back to Ancient Greece. It\u2019s definitely worth it to pay the boat insurance cost<\/b> if you end up in a collision with another boat or dock. Motorboat, houseboat, or sailboat insurance<\/b> can definitely help you swim above water should you find yourself financially sinking due to a boating accident or theft. Here is a list of the common types of coverage you should expect when getting a boat insurance quote<\/b>.<\/p>\nProperty\/Physical Damage Coverage<\/h2>\n
If your boat\u2019s hull or machinery gets damaged in an accident, property\/physical damage coverage will help pay for the repairs to your vessel, whether the collision occurred on water or on land. The type of coverage can vary among boat insurance companies<\/b>, but most marine insurance<\/b> plans can cover damage to:<\/p>\n Most boat insurance property coverage include the theft and vandalism of the boat, along with damage caused by fire, storms, and other hazards aside from collision. It may or may not cover damage done to the boat\u2019s trailer. You will have to look through the policy for specifics and see which plan offers you the coverage you want.<\/p>\n Most boat insurance rates<\/b> include liability coverage, which means the policy will protect you if you are responsible for a boat accident that caused property damage or physical injury to another person. It is important to note that this coverage not only covers collisions made by your vessel, but also damage due to situations caused by your vessel such as large wakes. There are some good boat liability plans that also help cover court costs and settlements if you are facing a lawsuit.<\/p>\n If you or your passengers are injured during a boating accident, your boat insurance could also include medical payment coverage. This can help pay for expenses such as medications, hospital visits, x-rays, and other medical fees accrued to treat injury caused by a boating incident.<\/p>\n This type of coverage isn\u2019t always included with standard boat insurance plans, but it is a good investment. This insurance helps cover property losses or injury you experience if you collide with a boat that isn\u2019t insured. If an uninsured boater causes damage to you, your boat, or one of your passengers, you will have the repair\/replacement expenses and medical expenses covered.<\/p>\n There are some other forms of coverage that can be attached to the standard watercraft insurance policy:<\/p>\n Now that you know what boat insurance can do for you, why not get your watercraft covered? Freeway Insurance offers quality protection at a price anyone can afford. Call (800) 777-5620<\/strong> to speak to a live agent to get your free quote or get your free watercraft insurance quote<\/a> online today!<\/em><\/p>\n","protected":false},"excerpt":{"rendered":" You\u2019re about to set sail on adventure and enjoy your new boat out on the water. Boating can be an incredibly fun experience for you and your family. However, it doesn\u2019t come without risk. That\u2019s where boat insurance comes in. It may not occur to you to get boat or watercraft insurance, but it\u2019s actually […]<\/p>\n","protected":false},"author":1002551,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[73],"tags":[131,121],"importance":[],"type-content":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/499"}],"collection":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/users\/1002551"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=499"}],"version-history":[{"count":5,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/499\/revisions"}],"predecessor-version":[{"id":3137,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/499\/revisions\/3137"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=499"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=499"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=499"},{"taxonomy":"importance","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/importance?post=499"},{"taxonomy":"type-content","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/type-content?post=499"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
Liability Coverage<\/h2>\n
Medical Payments Coverage<\/h2>\n
Uninsured Watercraft Coverage<\/h2>\n
Additional Coverage<\/h2>\n
\n