{"id":25063,"date":"2020-11-16T17:49:54","date_gmt":"2020-11-17T01:49:54","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=25063"},"modified":"2024-11-29T11:26:38","modified_gmt":"2024-11-29T19:26:38","slug":"snowmobile-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/insurance-options\/snowmobile-insurance\/","title":{"rendered":"Snowmobile Insurance"},"content":{"rendered":"
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Protect Yourself with Affordable Snowmobile Insurance<\/h2>\n
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While many see the winter months as a time to stay inside under a blanket, those who love snowmobiles see it as a time for adventure. There is nothing quite like getting out in the white wilderness and creating experiences you will never forget.<\/p>\n

Those adventures could come to an end early if your vehicle gets damaged or you \u2013 or someone else – gets hurt. That\u2019s why it\u2019s important to get the protection you need for peace of mind.<\/p>\n

At Freeway, we love to have adventures, too. Our agents are skilled at finding the right level of protection at a price you can afford.<\/p>\n <\/div>\n \n \n \n
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\n \n Snowmobile insurance FAQ<\/span>\n <\/a>\n <\/div>\n \n <\/div>\n <\/div>\n<\/section>\n\n
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How Does Snowmobile Coverage Work?<\/h2>\n
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This works similarly to your automobile coverage<\/strong><\/a>. You can pick and choose from a variety of coverage plans and then decide how much you actually need. As with most policies, it works by providing you financial protection in return for a monthly premium.<\/p>\n

For example, it\u2019s possible to get liability coverage to help pay for any damage you may cause while operating the \u201csled\u201d. Getting \u201conly\u201d this type of protection will result in the cheapest possible plan. However, this basic form of coverage offers little in the way of protection for you, your passengers, or your vehicle. And once you own\u00a0instead of just getting a rental, that protection is very important.<\/p>\n

Once you understand the different\u00a0plans that are available, you can better determine how you wish to protect your investment.<\/p>\n

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Are You Legally Required to Have Insurance?<\/h2>\n
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It is mandatory in certain states and not in others, so it\u2019s important to check your state guidelines before selecting coverage. Additionally, if you purchased the vehicle with the financial assistance of a lender, the lender may insist that you get covered\u00a0because they wish to protect the asset while you are still paying it off.<\/p>\n

Even though you may not be legally required to get covered, we highly recommend it in order to protect yourself and your vehicle. At the end of the day, a snowmobile is a major investment, and getting it properly insured is the best way to protect that investment.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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How Much Does Snowmobile Insurance Coverage Cost?<\/h2>\n
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It may range from as low as $80 per year to $400 or even more. Exactly how much you will pay depends on the type of policy\u00a0you take out.<\/p>\n

At first glance, it may be tempting to get the cheapest possible\u00a0plan in order to save money. However, getting only liability coverage means you are only insured against damage you cause to people or property. It won\u2019t pay anything to help you repair or replace your sled\u00a0if you get into an accident.<\/p>\n

In other words, going for the cheapest\u00a0plan may end up being more expensive after an accident. It\u2019s best to understand the different kinds of policies\u00a0and find the best balance between saving money on your premium and properly covering the vehicle itself.<\/p>\n

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What Is Covered?<\/h2>\n
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You can get liability, collision, comprehensive, and accessory coverage. You can also get medical payments and\u00a0uninsured\/underinsured motorist coverage, as well as\u00a0roadside assistance.<\/p>\n

As we detailed above, liability\u00a0<\/strong><\/a>helps pay for property damage and bodily injury you cause while operating the sled. For example, if you crash\u00a0into someone else\u2019s property, this\u00a0plan helps pay for the damages. It also helps pay for the medical bills of anyone you accidentally hurt.<\/p>\n