{"id":25484,"date":"2020-11-19T05:30:09","date_gmt":"2020-11-19T13:30:09","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=25484"},"modified":"2024-09-10T14:31:04","modified_gmt":"2024-09-10T21:31:04","slug":"nevada","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/nevada\/","title":{"rendered":"Cheap Car Insurance in Nevada"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_5857e6aeae44ea61bb9dd413b611e300\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Nevada is best known for being the home of glitzy, glamorous Las Vegas, but it has a lot more than that to offer. It\u2019s home to tremendous natural beauty and offers a multitude of things for the adventurous soul to do in summer and winter. Lake Tahoe is a gorgeous lake perfect for water sports and Lake Mead is a man-made wonder. In the winter, residents and visitors can put their skis on and hit the slopes at Mt. Rose, an extinct volcano. There\u2019s plenty of old, historical ghost towns where people can put on their cowboy hats and pretend they are taking part in the Gold Rush. And if you fancy yourself a sand rat, there\u2019s some of that, too, in the Mojave Desert.<\/p>\n<p>You\u2019ll need to have <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a> to drive in Nevada since it is a state requirement. The state maintains a real-time database, and every insurance company must report both active and lapsed insurance in real time. If your car insurance lapses, you don\u2019t need to be caught \u2014 the state will send you a notice right away.<\/p>\n<h3 style=\"text-align: left\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>There are over 690,000 automobiles in Nevada<\/li>\n<li>Las Vegas drivers are 21% more likely to have an accident than the national average<\/li>\n<li>The deadliest stretch of road in the country is Interstate 15 between Las Vegas and Las Angeles<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_a135eed0d50639cca1b1815be67360d8\">\n    <div class=\"o-wrapper o-wrapperDefault\">\n                    <h2 class=\"c-section__title\">How Much Is Car Insurance in Nevada?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>The average cost of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage car insurance<\/a> in Nevada is $2,246 per year, which is much higher than the national average of $1,738. The <a href=\"https:\/\/www.freeway.com\/auto-insurance\/states\/\">state-required minimum liability car insurance<\/a> in Nevada averages $860 per year \u2013 substantially higher than the national average of $480.<\/p>\n<p>Why is car insurance in Nevada so high? For one thing, there are a lot of people driving in Las Vegas and that translates to an increased number of car accidents. There\u2019s also been a rise in vehicle theft. As with other states, Nevada has seen an increase in the cost of car repairs, as well.<\/p>\n<p>How much you pay for\u00a0car insurance\u00a0depends on a number of factors, including your age, driving experience, coverage level, and zip code.<\/p>\n<p>Those with more tickets and accidents will pay more than those with a clean driving record. If you live in an expensive area, your <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">property damage liability<\/a> might cost more. Zip codes with a lot of car accidents will have more expensive insurance than neighborhoods with fewer crashes.<\/p>\n<p>If you are searching for the cheapest car insurance in Nevada, keep in mind that insurance agencies reward drivers with good driving records and it pays to shop around for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/cheap\/\">cheap auto insurance quotes<\/a>.<\/p>\n<h3 style=\"text-align: left\">What Is the Average Premium in Nevada for Cheap Full Coverage Car Insurance in NV?<\/h3>\n<p>The average cost of full coverage car insurance in Nevada is $187 per month.<\/p>\n<p>Full coverage car insurance\u00a0includes <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">liability car insurance<\/a>, which pays for other people\u2019s damages, and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">comprehensive auto insurance<\/a> and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\">collision insurance coverage<\/a>, which pays for your damages.<\/p>\n<p>If your vehicle is financed, your lender will require you to carry full coverage insurance in order to protect their interest. Many drivers carry full coverage for the extra financial protection and the peace of mind that goes along. Increasing the policy limits of the minimum liability is another way to add a layer of protection.<\/p>\n<h3 style=\"text-align: left\">How Much Is It for Cheap Liability Insurance or the Minimum Required Car Insurance in Nevada?<\/h3>\n<p>If you carry the minimum liability insurance in Nevada, you will pay an average of $72 per month.<\/p>\n<p>That sounds great until you realize that you wouldn\u2019t have coverage to repair your own vehicle if you were in an accident, or if the car was vandalized or stolen. You also would be at risk if you cause an accident with more damage than your policy limits. It\u2019s easy for hospital and repair bills to become very expensive, and you have to pay for anything your insurance doesn\u2019t cover.<\/p>\n<p>If you don\u2019t have enough insurance, you can be sued. That means lawyer fees, court appearances, and the possibility of having your wages garnished or assets seized. To avoid that make sure you have the right coverage for your needs.<\/p>\n<h3 style=\"text-align: left\">How Do Rates Compare Across Major Cities in Nevada?<\/h3>\n<p>Over 70% of Nevada\u2019s population lives in Clark County, which is home to Las Vegas. Other major cities include Reno, Henderson, and Carson City. The Las Vegas metropolitan area, along with the Reno metro area, comprise 87% of the Nevada population.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Las Vegas<\/td>\n                                                                                            <td>$314<\/td>\n                                                                                            <td>$96<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Henderson<\/td>\n                                                                                            <td>$236<\/td>\n                                                                                            <td>$73<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Carson City<\/td>\n                                                                                            <td>$149<\/td>\n                                                                                            <td>$44<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Reno<\/td>\n                                                                                            <td>$180<\/td>\n                                                                                            <td>$54<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p><em>Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by state. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/em><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_19b3f3dc13b1581e455f278da295fbfd\" class=\"c-section c-section--bottom-0-spacing\">\n    <div class=\"o-wrapper  \">\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left\">Are There Good Driver Discounts in NV?<\/h3>\n<p>Yes, there are a variety of discounts you can get in Nevada. One that will save you plenty of money is the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">good driver car insurance discount<\/a>, which gives you a lower rate based on a history of safe driving and no tickets.<\/p>\n<p>You can also get discounts for other aspects of your driving history, policy, and vehicle. Some deals to ask about include:<\/p>\n                <\/div>\n            \n                            <div class=\"c-quick-facts\">\n                    <div class=\"c-quick-facts__list\">\n                                                <div class=\"c-quick-facts__item\">\n                            <img decoding=\"async\" class=\"c-quick-facts__image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2020\/12\/icon-happy-person.svg\" alt=\"Illustration of a smiling person\">\n                            <div class=\"c-quick-facts__content\">\n                                <p class=\"c-quick-facts__text\">Renewal discounts that reward loyalty to the insurer<\/p>\n                            <\/div>\n                        <\/div>\n                                                <div class=\"c-quick-facts__item\">\n                            <img decoding=\"async\" class=\"c-quick-facts__image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/09\/driver-2.svg\" alt=\"Graphic of a man driving a car\">\n                            <div class=\"c-quick-facts__content\">\n                                <p class=\"c-quick-facts__text\">Defensive driving discounts for taking a\u00a0<a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-safety\/reasons-take-defensive-driving-course\/\">defensive driving course<\/a><\/p>\n                            <\/div>\n                        <\/div>\n                                                <div class=\"c-quick-facts__item\">\n                            <img decoding=\"async\" class=\"c-quick-facts__image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2020\/12\/icon-doc.svg\" alt=\"Icon of a pink document with a checkmark on the side.\">\n                            <div class=\"c-quick-facts__content\">\n                                <p class=\"c-quick-facts__text\">Discounts for automatic payments, paperless billing, and more<\/p>\n                            <\/div>\n                        <\/div>\n                                                <div class=\"c-quick-facts__item\">\n                            <img decoding=\"async\" class=\"c-quick-facts__image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <div class=\"c-quick-facts__content\">\n                                <p class=\"c-quick-facts__text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/college-student-drivers\/\">Good student discounts<\/a> for young drivers with a B average or better<\/p>\n                            <\/div>\n                        <\/div>\n                                                <div class=\"c-quick-facts__item\">\n                            <img decoding=\"async\" class=\"c-quick-facts__image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/multi-car.svg\" alt=\"Blue icon of two cars\">\n                            <div class=\"c-quick-facts__content\">\n                                <p class=\"c-quick-facts__text\">Policy discounts for having multiple cars or insurance policies with one insurer<\/p>\n                            <\/div>\n                        <\/div>\n                                                <div class=\"c-quick-facts__item\">\n                            <img decoding=\"async\" class=\"c-quick-facts__image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/09\/money-1.svg\" alt=\"Icon money\">\n                            <div class=\"c-quick-facts__content\">\n                                <p class=\"c-quick-facts__text\">Lower rates if you drive less than average<\/p>\n                            <\/div>\n                        <\/div>\n                                            <\/div>\n                <\/div>\n                        \n            \n        <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_fdcefd8f819948b356163aee8a9a184e\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Nevada Car Insurance Laws<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Nevada car insurance\u00a0laws are very strict due to their real-time insurance database. Every insurance company must report which vehicles are covered and which are not. The state knows right away if your insurance lapses or if you are not maintaining coverage on a registered vehicle.<\/p>\n<h3 style=\"text-align: left\">What Are the Mandatory Car Insurance Requirements in NV?<\/h3>\n<p>The state minimum requirements for Nevada are:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\">Bodily Injury\/Death Liability<\/a>: $25,000 per person, $50,000 per accident<\/li>\n<li><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">Property Damage Liability<\/a>: $20,000 per accident<\/li>\n<\/ul>\n<p>The state of Nevada requires you to carry\u00a0<a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/what-is-bodily-injury-liability-coverage\/\">liability coverage<\/a>\u00a0so that you can pay for another party\u2019s injuries and property damage if you cause an accident. However, these limits only represent the minimum \u2014 they may not be sufficient to pay for all the damages in a serious accident.<\/p>\n<p>Because Nevada is an at-fault state, the person who causes the car accident has to pay for all injuries and damage, even if it exceeds their insurance limits. That\u2019s why it\u2019s so important to\u00a0<a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto-insurance\/\">carry appropriate coverage<\/a>.<\/p>\n<h3 style=\"text-align: left\">What are the Penalties for Driving without Car Insurance in Nevada?<\/h3>\n<p>It can be costly to drive without insurance in Nevada, including paying between $250 and $500 in reinstatement fees depending on the severity. You could also lose your right to drive, be subject to other fines from between $250 and $1,000, and be required to file an SR-22, which may put you in a category for needing expensive high-risk car insurance.<\/p>\n<p>Don\u2019t forget that Nevada has the <a href=\"https:\/\/dmv.nv.gov\/pdfforms\/nvlive_specs.pdf\" target=\"_blank\" rel=\"noopener\">LIVE<\/a> program which automatically alerts the state if your car insurance lapses. You may be subject to a hefty fine even if your car insurance lapses for just one day.<\/p>\n<h3 style=\"text-align: left\">What Factors Does Nevada Law Allow in Determining Your Premiums?<\/h3>\n<p>Nevada allows insurance companies to use a variety of rating factors. Each one has been shown to be statistically related to the likelihood of a car accident, claim, or payout. For instance, someone who has a speeding ticket is more likely to get into a car accident than someone who has a clean driving record. Statistically speaking, <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/single-divorced-widowed-auto-insurers-charge-more\/\">married people as a group get in fewer accidents<\/a>, while it is thought that a poor credit record illustrates a person who is not responsible and therefore more likely to get in a wreck or file a claim. Some states no longer allow insurance companies to look at things like your credit rating, but Nevada is not one of them. Along with that, Nevada insurance companies also look at:<\/p>\n<ul>\n<li>Driving record and claims history<\/li>\n<li>Your zip code and address<\/li>\n<li>Gender<\/li>\n<li>Marital status<\/li>\n<li>Age<\/li>\n<li>Type of vehicle<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_de9958446872ed5e2af1be58c1d8ef88\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">What Is Driving Like in Nevada?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left\">How Many Car Accidents Happen in Nevada?<\/h3>\n<p>The number of overall car accidents is not tracked in Nevada, but data is available for fatal car accidents. In 2019, there were 283 fatal car accidents in the state, with 302 fatalities. This was a decrease from 2018 when there were 299 fatal car crashes and 329 fatalities.<\/p>\n<p>The table below shows the fatal car accidents by county for the top four counties in 2019.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>County<\/th>\n                                                                                            <th>Fatal Car Accidents in 2019<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Clark (Las Vegas)<\/td>\n                                                                                            <td>174<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Washoe (Reno)<\/td>\n                                                                                            <td>35<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Lyon<\/td>\n                                                                                            <td>11<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Nye<\/td>\n                                                                                            <td>10<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--top-0-spacing c-section--bottom-0-spacing \" id=\"default-block_e7e50c5829fce4546ec842e201df8d36\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left\">How Many Uninsured\/Underinsured Motorists Are in Nevada?<\/h3>\n<p>The state of Nevada immediately suspends the registration of any vehicle that doesn\u2019t have insurance, but that doesn\u2019t mean drivers don\u2019t drive without coverage.<\/p>\n<p>The reality is that as many as 20% of Nevada\u2019s drivers don\u2019t have car insurance. On top of that, 31% of drivers carry only the state minimum coverage, which means they are likely to not have enough insurance to cover damages if there was a serious accident.<\/p>\n<p>That\u2019s why it\u2019s important to carry <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/uninsured-motorist\/\">uninsured motorist coverage<\/a> and underinsured motorists coverage on your own insurance policy. You can\u2019t control what other drivers do, but you can make sure you have insurance to help if they cannot pay for damages. UIM is not expensive \u2013 it generally adds between $50 to $75 per year to your insurance policy. It is one of the cheapest car insurance quotes you can buy.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n        <section class=\"c-section  \" id=\"list-block_08eadb67e8b9d86dbc03a2f1dc434ddb\">\n            <div class=\"o-wrapper \">\n                                    <h2 class=\"c-section__title\"  style=\"text-align:left\" >\n                        FAQs about Nevada Car Insurance                    <\/h2>\n                    \n                                <div class=\"c-section__content\">\n                    <div class=\"c-faqs-page\">\n                                                    <div class=\"c-faqs-page-accordion\">\n                                                                                <div class=\"c-faqs-page-accordion__item\">\n                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                                                        <div class=\"c-faqs-page-accordion__title\" aria-expanded=\"true\">\n                                                            <span class=\"o-icon c-faqs-page-accordion__icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-questions\"><\/use><\/svg><\/span>\n                                                             <h4>I Am a Low-Income Driver. What Can I Do About Getting Car Insurance in Nevada?<\/h4>\n                                                        <\/div>\n                                                        <div class=\"c-faqs-page-accordion__content\">\n                                                            <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                                                <div itemprop=\"text\">\n                                                                    <p>You want to make sure you make wise choices about your insurance coverage. You\u2019ll need at least the state minimum car insurance, but you may be able to drive an older vehicle and avoid needing full coverage.<\/p>\n<p>Also, make sure you talk to your insurance agent about any discounts you might qualify for, and drive safely so you have a great driving record.<\/p>\n                                                                <\/div>\n                                                            <\/div>                                                        \n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                <div class=\"c-faqs-page-accordion__item\">\n                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                                                        <div class=\"c-faqs-page-accordion__title\" aria-expanded=\"true\">\n                                                            <span class=\"o-icon c-faqs-page-accordion__icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-questions\"><\/use><\/svg><\/span>\n                                                             <h4>Can an Undocumented Worker Get Cheap Car Insurance in Nevada?<\/h4>\n                                                        <\/div>\n                                                        <div class=\"c-faqs-page-accordion__content\">\n                                                            <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                                                <div itemprop=\"text\">\n                                                                    <p>Nevada is one of the few states that allow undocumented immigrants to apply for a driver\u2019s license. You can apply for a\u00a0<a href=\"https:\/\/dmvnv.com\/dac.htm\" target=\"_blank\" rel=\"noopener\">Driver Authorization Card (DAC)<\/a>, which will enable you to drive legally but does not serve as proof of identification or citizenship.<\/p>\n<p>With a valid driver\u2019s license, you will be able to apply for car insurance for your vehicle.<\/p>\n                                                                <\/div>\n                                                            <\/div>                                                        \n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                <div class=\"c-faqs-page-accordion__item\">\n                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                                                        <div class=\"c-faqs-page-accordion__title\" aria-expanded=\"true\">\n                                                            <span class=\"o-icon c-faqs-page-accordion__icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-questions\"><\/use><\/svg><\/span>\n                                                             <h4>Is It Possible to Get Low-Cost Car Insurance in Nevada With a DUI Mark on my Record?<\/h4>\n                                                        <\/div>\n                                                        <div class=\"c-faqs-page-accordion__content\">\n                                                            <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                                                <div itemprop=\"text\">\n                                                                    <p>Nevada drivers with a\u00a0<a href=\"https:\/\/www.freeway.com\/auto-insurance\/dui\/\">DUI on record<\/a>\u00a0can still get auto insurance. Once you are convicted of DUI, you may have to purchase <a href=\"https:\/\/www.freeway.com\/auto-insurance\/high-risk-drivers\/\">high-risk car insurance<\/a>, which is more expensive, and you might <a href=\"https:\/\/www.freeway.com\/auto-insurance\/sr-22\/\">SR-22 insurance<\/a>.<\/p>\n<p>However, some companies even offer <a href=\"https:\/\/www.freeway.com\/auto-insurance\/dui\/\">affordable car insurance rates to drivers who have a DUI<\/a> on their record. When you get a quote, make sure the agent is aware of your full driving record so you can get an accurate rate.<\/p>\n                                                                <\/div>\n                                                            <\/div>                                                        \n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                            <\/div>\n    \n                                                <\/div>\n                <\/div>\n            <\/div>\n        <\/section> \n    \n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_6cd7e4b056de786d45bff5f2a929ac1e\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block  \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Find Affordable Nevada Car Insurance Quotes Online Today\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2020\/12\/nv-regional-ima.jpg\" alt=\"Photo of a highway street running through the desert in the Valley of Fire, Nevada.\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>You need to have insurance if you have a car in Nevada. You can lose your registration and have your license suspended if you have a lapse in insurance coverage. There\u2019s no reason to pay the fines and take the risk that you\u2019ll be involved in an expensive accident when you can find the cheapest car insurance in Nevada.<\/p>\n<p>Let Freeway Insurance help you get started with an <a href=\"#modal-turbo\">online car insurance quote<\/a> or visit us at a <a href=\"https:\/\/locations.freeway.com\/?search=Nevada&amp;latitude=&amp;longitude=&amp;radio=200&amp;time=open-any\" target=\"_blank\" rel=\"noopener\">Nevada office<\/a> near you. You can also call us at <a href=\"tel:800-777-5620\">800-777-5620<\/a> for a quote. Contact us today!<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  target=\"_self\"  >\n                                                                            Get Started                                        <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section\">\n    <div class=\"o-wrapper\">\n        <h2 class=\"c-section__title c-regional-page__title\">Auto Insurance Info by City<\/h2>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n            <div class=\"c-regional-page-city\">\n                                                                        <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/nevada\/henderson\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/06\/Henderson-wg.jpg\" alt=\"Water Street District sign in Henderson, Nevada\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Henderson<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                            <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/nevada\/las-vegas\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/06\/Las-Vegas-wg.jpg\" alt=\"Las Vegas welcome sign\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Las Vegas<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                            <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/nevada\/reno\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/02\/Reno-sm.jpg\" alt=\"Reno arch in the morning\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Reno<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":39725,"menu_order":28,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25484"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=25484"}],"version-history":[{"count":40,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25484\/revisions"}],"predecessor-version":[{"id":51270,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25484\/revisions\/51270"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/39725"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=25484"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}