{"id":30330,"date":"2024-10-22T07:38:00","date_gmt":"2024-10-22T14:38:00","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=30330"},"modified":"2024-10-22T13:43:14","modified_gmt":"2024-10-22T20:43:14","slug":"what-is-obamacare","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/insurance-options\/health-insurance\/types-of-health-insurance\/what-is-obamacare\/","title":{"rendered":"Obamacare Health Insurance Marketplace"},"content":{"rendered":"
\n
\n \n
\n
\n

Obamacare, also known as Affordable Care Act (ACA)<\/a>, is a landmark health care bill that was signed into law on March 23, 2010, with the objective of providing access to affordable, quality healthcare for all Americans.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

\n
\n \n

What is Obamacare?<\/h2>\n
\n
\n

Obamacare created the health marketplace, also known as Health Insurance Exchanges, to help uninsured people find health insurance coverage<\/a>. Consumers meeting defined income requirements may be able to receive federal subsidies in the form of premium tax credits to make the coverage more affordable. However, under this legislation, you can only get financial help from the government if you buy coverage through a Marketplace.<\/p>\n

This health care reform provides new rights, benefits, and protections, in addition to establishing a Health Marketplace where Americans can purchase federally regulated and subsidized health policies.<\/p>\n

Depending on which state you live in, you may find a plan through the federal government\u2019s portal or your state may have its own portal.<\/p>\n

One in five Californians is eligible for free health insurance. Do you know if you qualify? Navigating through the different types of health insurance<\/a> through a marketplace or health exchange can be confusing. At Freeway, we have skilled, bilingual agents who can help you make sense of it all and find affordable healthcare. Californians who want free help to find out if they are eligible for free or low-cost health insurance should call us at 877-930-1317.<\/a><\/p>\n

The Four “Metal” Categories: Bronze, Silver, Gold, and Platinum Plans<\/strong><\/h3>\n

The Affordable Care Act (Obamacare) has different healthcare plans to meet the needs of a variety of people. Some plans have a higher deductible and offer greater choice in medical professionals, while others are attached to a lower deductible but may have limited choices when it comes to picking a provider. Here are the 4 plans and their features:<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

\n
\n \n

Is Obamacare Free?<\/h2>\n
\n
\n

It depends. Obamacare is not free, but there are financial stipends that can make health insurance through the marketplace almost free.<\/p>\n

These policies are designed to make it easier for Americans to have a health plan they can afford. Many people can find healthcare through a marketplace they can afford, especially with tax credits for those who qualify.<\/p>\n

Most states and the federal government offer a variety of subsidized healthcare that provides very low or no-cost<\/span> healthcare<\/a> for those who meet income guidelines. Californians applying for health insurance through Covered CA, the health insurance marketplace, will automatically have their application routed to Medi-Cal if they qualify. Medi-Cal is California’s free or low-cost healthcare option.<\/p>\n

Many people qualify for free health insurance in California and do not know it. Calling a professional, bilingual Freeway agent can help you find out for free what you qualify for. Give us a call at 877-930-1317.<\/a><\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n\n

\n
\n
\n

Ready to Get a Quick Quote?<\/h2>\n
\n
\n
\n
\n