{"id":30772,"date":"2021-10-01T15:41:00","date_gmt":"2021-10-01T22:41:00","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=30772"},"modified":"2023-09-22T06:39:59","modified_gmt":"2023-09-22T13:39:59","slug":"cheap","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/cheap\/","title":{"rendered":"Best Cheap Car Insurance: Get Affordable Coverage"},"content":{"rendered":"
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How Do You Find Cheap Auto Insurance?<\/h2>\n

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It\u2019s easy! You want to\u00a0find the lowest premiums for the best coverage\u00a0with an auto insurance<\/a> company that has reliable customer service and a good reputation. That\u2019s because getting into a car accident is a situation where you will need and appreciate a reliable partner.<\/p>\n

For shoppers looking for low cost car insurance<\/a> from a solid car insurance provider, this list of best practices will inform you of some details you should consider when shopping around for insurance quotes. They\u2019re categorized into four areas of consideration:<\/p>\n <\/div>\n \n

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  1. Be Informed<\/strong>\u00a0\u2014 Information is ammunition, a little knowledge about insurance before shopping will help you make the right choices and avoid the wrong ones.<\/li>\n
  2. Balance Your Policy<\/strong>\u00a0\u2014 Despite the state-mandated minimum coverage, you should\u00a0tailor your insurance policy to your needs\u2014sometimes getting more than the minimum coverage offers a better cost per dollar for coverage; look for the deals.<\/li>\n
  3. Bundles, Clean Records, and Discounts<\/strong>\u00a0\u2014 There are some easy ways to reduce your rates even more, and one crucial way to keep them low. Hint: drive safely.<\/li>\n
  4. Overlooked Ways to Reduce Your Insurance<\/strong>\u00a0\u2014 Here are some not-so-common ways to reduce your rates.<\/li>\n<\/ol>\n <\/div>\n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n
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    Is Cheap Car Insurance Right For You?<\/h2>\n

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    Contrary to popular belief, getting an affordable auto policy doesn\u2019t mean you are settling for less. That\u2019s why it\u2019s very important to find a company that will be your ally when you need them and will offer you fair service. Instead of a lack of quality coverage or hidden clauses in your contract, you should instead concentrate on getting the balance you need in your insurance plan. <\/span>Sometimes, drivers may reduce their coverages below a responsible risk protection level in the pursuit of the lowest-priced car insurance. Decisions like this could cause bad results down the line.<\/p>\n

    Policyholders need to balance their financial health with the benefits of insurance. Insurance is a protection for your money from potential future catastrophes. And often, having just the state minimum required car insurance isn\u2019t enough protection for most drivers.<\/p>\n

    When\u00a0deciding on your coverage limits, you choose the amount of protection you need to protect your finances and assets. Think of it as a protective moat between your savings and any car accident claims against you\u2014the greater the coverage, the wider the moat. Since 56% of Americans have less than $5,000 in savings, could you pay $10,000 out-of-pocket after an accident? Will you have enough to cover it? If not, you could be in jeopardy of serious financial consequences.<\/p>\n <\/div>\n \n

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    What Factors Do Insurers Use to Calculate Your Rates?<\/h2>\n

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    There are common factors that insurance companies use to calculate your premiums. Some of them you have more control over than others, like what kind of car you drive. Maybe, to lower your rate, it\u2019s time to change out your red Mustang for a modest sedan with a high safety rating. Consider how your lifestyle choices influence your premiums.<\/p>\n <\/div>\n \n

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