{"id":31593,"date":"2021-04-14T16:17:29","date_gmt":"2021-04-14T23:17:29","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=31593"},"modified":"2023-09-22T06:42:40","modified_gmt":"2023-09-22T13:42:40","slug":"liability","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/california\/liability\/","title":{"rendered":"Liability Auto Insurance in California"},"content":{"rendered":"
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What is Liability Car Insurance in California?<\/h2>\n
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Liability insurance<\/strong> is designed to help pay for injuries and damages caused by a car wreck<\/em>. It is composed of two parts: bodily injury\/death and property damage. Almost every state requires its drivers to carry a state minimum amount of liability car insurance in order to help pay for the tremendous cost of car accidents, and California auto insurance<\/a> rules are no exception. Liability insurance is considered one of the six most common types of auto insurance.<\/p>\n

California<\/a> drivers must have auto insurance and carry proof of coverage. Law enforcement will request proof of insurance if you are in an accident, stopped for any reason or when renewing your vehicle registration. You\u2019ll also be asked to show it when you have your car inspection every two years. It\u2019s best to keep a copy of your coverage with you at all times.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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How Much Does Liability Insurance Coverage in California Cost?<\/h2>\n
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The average annual cost for the state-required<\/span> minimum liability auto insurance<\/a> in California is $575. This is about the same as the national average for minimum coverage, which is $565. To find the cheapest liability car insurance<\/a> in California, you can start with that base rate and add in some car insurance discounts<\/a> to get a lower premium.<\/p>\n

Insurance premiums are decided by underwriters<\/a>. They take into account many individual factors such as: age and driving history. Younger drivers and drivers who have been convicted of DUI in California<\/a> or other egregious behaviors are considered risky bets and so will pay for high-risk<\/span> car insurance<\/a>, which is considerably more expensive.<\/p>\n

At Freeway Insurance, we are experienced in finding affordable car insurance for everybody, regardless of your driving record.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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Getting a Free Auto Insurance Quote with Freeway is Easy!<\/h2>\n <\/div>\n \n
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