{"id":31893,"date":"2023-10-05T10:24:25","date_gmt":"2023-10-05T17:24:25","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=31893"},"modified":"2023-10-20T10:52:36","modified_gmt":"2023-10-20T17:52:36","slug":"sacramento","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/california\/sacramento\/","title":{"rendered":"Car Insurance in Sacramento"},"content":{"rendered":"<section class=\"c-section  \" id=\"default-block_bcc0fafcb8ef00f3631269159e519946\">\n    <div class=\"o-wrapper \">\n        \n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p><span style=\"font-weight: 400\">California\u2019s oldest city and state capital, Sacramento, is the political center of the Golden State, making it a hub for lobbyists and think tanks alike. The sixth-largest city in the state, Sacramento is home to more than 513,600 residents as well as several Golden State sports teams. Another claim to fame is ranking among the top five U.S. cities with the worst drivers several years in a row. Despite police increasing patrols and issuing many more speeding tickets to try to curb this problem, Sacramento almost always tops the worst driver\u2019s list because it has a high annual number of crashes and DUIs. As a Sacramento driver, you always want to make sure you\u2019ve got the right <\/span><a href=\"https:\/\/www.freeway.com\/auto-insurance\/\"><span style=\"font-weight: 400\">car insurance<\/span><\/a><span style=\"font-weight: 400\"> coverage that addresses your specific needs to keep you protected on the road.<\/span><\/p>\n<h3 style=\"text-align: left\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Sacramento\u2019s average monthly car insurance premium in 2021 for full coverage is $223, which is quite a bit higher than the annual statewide average of $168 per month.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">In 2020, Sacramento reported 44 fatal crashes that resulted in 45 fatalities.<\/span><\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<br>\n\n\n\n<section class=\"c-quick-quote js-quick-quote\" id=\"quick-quote-block_249a0dc21ca9acd395e6b7562dc0f680\">\n    <div class=\"o-wrapper o-wrapper--flush\">\n        <div class=\"c-quick-quote__content\">\n            <h2 class=\"c-quick-quote__title\">Get Low-Cost California Auto Insurance<\/h2>\n            <div class=\"c-quick-quote__form\">\n                <form class=\"form c-quote ajax-quote-form-new\" method=\"GET\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quote__item\">\n                                                <label class=\"c-quote__label\" for=\"typeInsuranceQuickQuote\">Type of Insurance Product or Service<\/label>\n                        <select class=\"c-quote__select\" name=\"type_insurance\" id=\"typeInsuranceQuickQuote\">\n                                                                                            <option value=\"A\"      >Auto Insurance<\/option>\n                                                                                            <option value=\"AC\"      >Classic Car Insurance<\/option>\n                                                                                            <option value=\"L\"      >Life Insurance<\/option>\n                                                                                            <option value=\"HE\"     data-custom-zipcode-check=\"true\" data-custom-slug=\"HE\"   >Health Insurance<\/option>\n                                                                                            <option value=\"DN\"      >Dental Insurance<\/option>\n                                                                                            <option value=\"TM\"      >Telemedicine<\/option>\n                                                                                            <option value=\"PET\"      >Pet Insurance<\/option>\n                                                                                            <option value=\"H\"      >Homeowners Insurance<\/option>\n                                                                                            <option value=\"B\"      >Business Insurance<\/option>\n                                                                                            <option value=\"R\"      >Renters Insurance<\/option>\n                                                                                            <option value=\"M\"      >Motorcycle Insurance<\/option>\n                                                                                            <option value=\"CV\"      >Commercial Vehicle<\/option>\n                                                                                            <option value=\"LL\"      >Landlord Insurance<\/option>\n                                                                                            <option value=\"AD\"      >Travel Club &#8211; AD&#038;D<\/option>\n                                                                                            <option value=\"MH\"      >Motorhome Insurance<\/option>\n                                                                                            <option value=\"MRH\"      >Mobile Home Insurance<\/option>\n                                                                                            <option value=\"RA\"      >Roadside Assistance<\/option>\n                                                                                            <option value=\"WR\"      >Windshield Repair Plan<\/option>\n                                                                                            <option value=\"HI\"      >Hospital Indemnity<\/option>\n                                                                                            <option value=\"IT\"      >Identity Theft Protection<\/option>\n                                                                                            <option value=\"RSH\"      >Rideshare Insurance<\/option>\n                                                                                            <option value=\"AMX\"      >Mexican Car Insurance<\/option>\n                                                                                            <option value=\"SM\"      >Snowmobile Insurance<\/option>\n                                                                                            <option value=\"BT\"      >Boat Insurance<\/option>\n                                                                                            <option value=\"TH\"      >Tire Hazard Protection<\/option>\n                                                                                            <option value=\"PDR\"      >Paintless Dent Repair<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote__item\">\n                        <label class=\"c-quote__label\" for=\"zipcodeQuickQuote\">Zip Code<\/label>\n                        <input class=\"c-quote__input only-numbers zipcodeQuickQuote\" id=\"zipcodeQuickQuote\" type=\"text\" placeholder=\"Zip Code\" name=\"zipcode\" inputmode=\"numeric\" autocomplete=\"postal-code\" maxlength=\"5\" \/>\n                    <\/div>\n                    <div class=\"c-quote__controls\">\n                        <button class=\"c-quote__submit c-button c-button--orange c-button--text-big\" type=\"submit\"> Start Quote                            <img decoding=\"async\" class=\" c-quote__loading\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/components\/forms\/loading.svg\" alt=\"Loading\" width=\"28\" height=\"28\" \/>\n                        <\/button>\n                    <\/div>\n                <\/form>\n                <div class=\"c-quick-quote__links\">\n                    <a class=\"c-quick-quote__learn-products\" href=\"https:\/\/www.freeway.com\/insurance-options\/\">Learn more about our products and services<\/a>\n                    <div class=\"c-quick-quote__phone\">\n                        <div class=\"c-quick-quote__phone-text\">Help?<\/div>\n                        <a class=\"c-quick-quote__phone-number\" href=\"tel:800-777-5620\">Call 800-777-5620<\/a>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <div class=\"c-quick-quote__reviews\">\n                <!-- TrustBox widget - Micro TrustScore-->\n                <div class=\"trustpilot-widget\"  data-locale=\"en-US\"  data-template-id=\"5419b6ffb0d04a076446a9af\" data-businessunit-id=\"598cc8eb0000ff0005a89763\" data-style-height=\"20px\" data-style-width=\"100%\" data-theme=\"light\">\n                    <a href=\"https:\/\/www.trustpilot.com\/review\/freewayinsurance.com\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a>\n                <\/div><!-- End TrustBox widget-->\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_c9248191a06dfecc28369c5e5e89ad80\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">Average Cost of Auto Insurance in Sacramento<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p><span style=\"font-weight: 400\">If you\u2019re a California driver living in Sacramento, you should expect to pay an average annual cost of car insurance of $2,676 for full coverage car insurance. When compared with other major cities in California, Sacramento is fairly expensive, surpassing premium costs of other areas in the state by more than $330. Due to the amount of time drivers spend on the highways, consumer protection laws and <\/span><a href=\"https:\/\/www.freeway.com\/auto-insurance\/california\/\"><span style=\"font-weight: 400\">California car insurance<\/span><\/a><span style=\"font-weight: 400\"> provide some of the best coverage in the U.S.<\/span><\/p>\n<p style=\"text-align: left\">Two <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/why-is-car-insurance-so-high\/\">factors that insurers rely on to determine your car insurance rates<\/a> are zip code and age. The rate of accidents, average income, population, and crime rates that occur in the zip code where you live impact your rate. If your neighborhood experiences heavy traffic daily with a high rate of accidents, expect to pay a bit more.<\/p>\n<p style=\"text-align: left\">Regarding age, the younger you are, the more you\u2019ll have to pay for car insurance. This is because younger drivers have not had much time on the road. That inexperience means a younger driver is considered a higher risk than a more experienced driver.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Average Annual Premium<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><strong>Sacramento<\/strong><\/td>\n                                                                                            <td><strong>$2,676<\/strong><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>San Francisco<\/td>\n                                                                                            <td>$2,772<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Fresno<\/td>\n                                                                                            <td>$2,172<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>San Diego<\/td>\n                                                                                            <td>$2,220<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>San Jose<\/td>\n                                                                                            <td>$2,088<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_0fd4d0a06758a469e80cea66b74f078a\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left\">Sacramento Car Insurance Rates by Zip Code<\/h3>\n<p><span style=\"font-weight: 400\">There are 59 zip codes in the Sacramento area. Zip code 95826, which includes the College-Glen neighborhood, has one of the lowest average premiums in the city at $2,292, while 95823, which consists of the Parkway and Valley Hi-North Laguna neighborhoods, is nearly $312 more than that at $2,604.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Rates are typically based on zip code statistics. In Sacramento, there\u2019s a slight difference in population density between the zip codes 95828 and 95831, with 4,698 and 5,914 people per square mile, respectively. But, for instance, the median home value in 95831 is roughly $71,576 higher than 95828, indicating that residents in the pricier zip code are more likely to buy luxury cars and expensive SUVs, but have less accidents and claims, which leads to lower annual premiums.<\/span><\/p>\n<p><span style=\"font-weight: 400\">The table below lists several zip codes in the Sacramento area and the average insurance rates drivers are likely expected to pay:<\/span><\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Average Premium<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>95823<\/td>\n                                                                                            <td>$2,604<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>95828<\/td>\n                                                                                            <td>$2,544<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>95831<\/td>\n                                                                                            <td>$2,184<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>95833<\/td>\n                                                                                            <td>$2,460<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>95826<\/td>\n                                                                                            <td>$2,292<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>95822<\/td>\n                                                                                            <td>$2,448<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>95825<\/td>\n                                                                                            <td>$2,484<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>95816<\/td>\n                                                                                            <td>$2,400<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_cbc7900f1f6d7e2b7521f959348e851b\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left\"><b>Average Rates of Car Insurance in Sacramento by Age<\/b><\/h3>\n<p style=\"text-align: left\">As stated earlier, zip code and age generally play a significant role in calculating premium rates. While some insurance companies may also take marital status and gender into account, this information generally has minimal influence on premium costs.<\/p>\n<p style=\"text-align: left\">Younger drivers will pay more for car insurance until they have spent more time on the road and have gained experience. Once a young adult is in their 20s, insurance rates will begin to drop.<\/p>\n<p>If you have a clean driving record with no accidents or tickets during the past three to five years, you can expect to pay a lower rate than a driver whose record has a few blemishes.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Average Annual Premium<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$6,324<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$3,528<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$2,676<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$2,472<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$2,400<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$2,400<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$2,724<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_a1c413ec763b8aa275051ca26469edd9\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Sacramento<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left\">How Many Fatal Accidents Happen in Sacramento?<\/h3>\n<p><span style=\"font-weight: 400\">In 2020, California reported 3,673 fatal crashes that resulted in 3,980 deaths. Sacramento had a much lower number, with figures from the City of Sacramento showing that it had a total of 44 fatal crashes resulting in 45 deaths that same year.<\/span><\/p>\n<p><span style=\"font-weight: 400\">During the previous year, in 2019, Sacramento reported 10 alcohol-related fatal crashes, with blood-alcohol levels above the legal limits. <\/span><\/p>\n<h3 style=\"text-align: left\">How Are the Road Infrastructure and Bridges in Sacramento?<\/h3>\n<p style=\"text-align: left\">Sacramento has 3,000 lane miles of city street, more than 3,000 lane miles of roadway, and more than 850 signalized intersections, all managed and maintained by the City of Sacramento\u2019s Department of Public Works. This agency repairs deteriorating roadways, <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/auto-tips\/how-to-avoid-potholes\/\">potholes,<\/a> worn road surfaces, bridges, guardrails, traffic signage and street lights, and keeps highways clear of debris.<\/p>\n<p style=\"text-align: left\">In 2019, the American Society of Civil Engineers (ASCE) released its <a href=\"https:\/\/infrastructurereportcard.org\/wp-content\/uploads\/2018\/10\/FullReport-CA_051019.pdf\" target=\"_blank\" rel=\"noopener\">report card<\/a> for the infrastructures across the U.S. and gave California an overall grade of C-. Its bridges and transit system also earned a C-, while its roadways earned a D, with the organization stating that \u201conly 19% of California\u2019s major roads and highways are in good condition, whereas 68% are in mediocre or poor condition, and 13% are in fair condition.\u201d<\/p>\n<p style=\"text-align: left\">Local agencies that maintain the roads and major infrastructures in California work with limited resources, so their focus turns to where repairs and maintenance will have the most impact. The ASCE reports that the grades are not a reflection of the performance of those responsible for the roadways. With California\u2019s large population and substantial use, wear and tear of roads is expected.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_4816e732e9a2cbb816b6a3d342de88e6\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Requirements for Auto Insurance in Sacramento<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">In California, drivers are held responsible for accidents they may be involved in, being \u201cat fault.\u201d Per <a href=\"https:\/\/codes.findlaw.com\/ca\/insurance-code\/ins-sect-11580-1.html\" target=\"_blank\" rel=\"noopener\">California Insurance Code \u00a711580.1b<\/a>, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/california\/liability\/\">drivers must carry the minimum liability insurance<\/a>. The minimum limits are listed as 15\/30\/5, meaning that coverage provides:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>$15,000 for injury or the death of one person<\/li>\n<li>$30,000 for injury or death of more than one person<\/li>\n<li>$5,000 for property damage<\/li>\n<\/ul>\n<p>Liability insurance compensates a person other than the policyholder for personal injury or property damage. Comprehensive or collision insurance does not meet vehicle financial responsibility requirements<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_50beb47b443f234de3301cd16ce58290\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Sacramento?<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Auto insurance is not an option in Sacramento, let alone the state of California. Drivers must carry the minimum amount of coverage or pay penalties, especially those found <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-without-insurance\/\">driving without coverage<\/a>. First-offense uninsured drivers will pay fines of $100 to $200, with possible additional consequences. Penalties for second offenders within three years of an initial offense will cost upward of $200 to $500, with other potential implications.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_017865d37aaef1aa181a81f8e7ab641e\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Rates Factors Allowed for Car Insurance in Sacramento<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Throughout the United States, insurers use certain criteria to determine your annual car insurance rate. In Sacramento, California, the criteria generally used are:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Age<\/li>\n<li>Zip code<\/li>\n<li>Education and occupation<\/li>\n<li>Marital status<\/li>\n<\/ul>\n<p style=\"margin-left: -15px\">California cannot use the following criteria in calculating your auto insurance premium costs:<\/p>\n<ul>\n<li>Credit score<\/li>\n<li>Gender<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_cbbdb8db486e8d16f7185c5390f63849\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How to Select the Best Auto Insurance in Sacramento<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p><span style=\"font-weight: 400\">Choosing the right car insurance provider is not only about getting cheap car insurance in Sacramento; it&#8217;s about finding the coverage that fits your needs and budget.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Here are some tips on how to select the best auto insurance, and the best car insurance company for you.<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li style=\"font-weight: 400\"><b>Tailored Coverage: <\/b><span style=\"font-weight: 400\">First you need to determine your needs to find the right policy. Are you looking for basic liability or a more comprehensive coverage plan that includes collision or medical coverage as well? Choose an insurer that offers options to customize your policy. This way, you can tailor your coverage to your specific preferences.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Affordability:<\/b><span style=\"font-weight: 400\"> Request and compare quotes from different providers to find the most competitive rates. Remember to inquire about discounts, these can make your car insurance more affordable.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Efficient Customer Service: <\/b><span style=\"font-weight: 400\">A good customer service can make all the difference when you need to file a claim or have questions about your policy. Check online reviews to ensure they have a history of reliability, as well as prompt and fair claims processing.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Local Presence: <\/b><span style=\"font-weight: 400\">We recommend you to look for a provider with a local presence in Sacramento, as they could have a better understanding of the area&#8217;s unique insurance requirements and may offer you more tailored coverage options.<\/span><\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_06e8d2b7908144c01a152176e6ecebe9\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Sacramento<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p><span style=\"font-weight: 400\">f you are wondering how you can get the cheapest car insurance, you can generally save money, or get lower rates on your policy by taking advantage of discounts that your auto insurance provider offers. These <\/span><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\"><span style=\"font-weight: 400\">offers<\/span><\/a><span style=\"font-weight: 400\"> might include a:<\/span><\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Good driver discount<\/li>\n<li>Multi-car discount<\/li>\n<li>Anti-theft discount<\/li>\n<li>Student discount<\/li>\n<li>Military discount<\/li>\n<li>Multi-policy discount<\/li>\n<li>Mature, retired, or senior discount<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<br>\n\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_70f863a15423811cfb562e7b82328771\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block  \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get a Quote for Car Insurance in Sacramento Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/06\/Sacramento.jpg\" alt=\"Bridge over the American River in Sacramento, California\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p><span style=\"font-weight: 400;\">Auto insurance is more than just a legal requirement; it\u2019s an inexpensive way to protect yourself from the tremendous risks of daily driving in Sacramento. Don\u2019t get bogged down with substantial medical expenses and car repair bills after an accident. Get started by getting a free quote today <\/span><strong><a href=\"#modal-turbo\">online<\/a><\/strong><span style=\"font-weight: 400;\"> to get the best rate, visiting us at a <\/span><strong><a href=\"https:\/\/locations.freeway.com\/?search=sacramento%2C+CA&amp;latitude=&amp;longitude=&amp;radio=20&amp;time=open-any\" target=\"_blank\" rel=\"noopener\">Sacramento office<\/a><\/strong><span style=\"font-weight: 400;\"> near you, or calling us at <\/span><strong style=\"white-space: nowrap\"><a href=\"tel:800-777-5620\">(800) 777-5620<\/a><\/strong><span style=\"font-weight: 400;\">.<\/span><\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-big\" href=\"#modal-turbo\"  target=\"_self\"  >\n                                                                            Get Started                                        <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":25408,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/31893"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=31893"}],"version-history":[{"count":37,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/31893\/revisions"}],"predecessor-version":[{"id":46960,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/31893\/revisions\/46960"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25408"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=31893"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}