{"id":33905,"date":"2021-11-25T13:31:54","date_gmt":"2021-11-25T21:31:54","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=33905"},"modified":"2023-09-22T09:25:02","modified_gmt":"2023-09-22T16:25:02","slug":"boise-city","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/idaho\/boise-city\/","title":{"rendered":"Car Insurance in Boise City"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6196ce1af9527\">\n    <div class=\"o-wrapper \">\n        \n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Boise City (or just Boise) is at the heart of Idaho and serves as the state capital. And make no mistake: you\u2019ll need the best <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a> in Boise City to help make the most of this historic area!<\/p>\n<p>That\u2019s because the Boise metropolitan area is home to nearly 750,000 people. There is plenty for these residents to do, including checking out the World Center for Birds of Prey, skiing in Bogus Basin, or just taking in a Boise Hawks game. But experiencing everything means driving all over the city, and you\u2019ll need the right car insurance on your side. Keep reading to learn everything you need to know about car insurance* in Boise City, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/idaho\/\">Idaho<\/a>!<\/p>\n<h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>In 2019, there were eight traffic-related fatalities in Boise City<\/li>\n<li>The average cost of car insurance in this city is $38 per month<\/li>\n<\/ul>\n<p class=\"u-text-italic u-text-italic--small\">*We use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by state. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_6196ce58f9528\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much Is Car Insurance in Boise City?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>Car insurance has very different prices based in part on where you live. How much, then, does car insurance cost in Boise City?<\/p>\n<p>The average cost of car insurance in this city is $38 per month. That is a bit more expensive than the average cost of car insurance in the state of Idaho, which is $31. It\u2019s close to the national average cost of car insurance, which is $39 per month.<\/p>\n<p>But how does Boise City specifically stack up to other cities in the state? Below, we have a breakdown of the average car insurance cost in other major cities within the state.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Monthly Average Rate<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Boise<\/td>\n                                                                                            <td>$34<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Coeur D Alene<\/td>\n                                                                                            <td>$32<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Idaho Falls<\/td>\n                                                                                            <td>$34<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Nampa<\/td>\n                                                                                            <td>$37<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Pocatello<\/td>\n                                                                                            <td>$34<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_6196cf18f9529\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Boise City Car Insurance Rates by Zip Code<\/h3>\n<p>As you can tell, moving to another city within Idaho can have an impact on how much you pay for car insurance. But did you know that simply moving to another area within the city can have the same effect?<\/p>\n<p>Your zip code plays a role in your car insurance premium, and there can be major price differences in different areas of the same city. To give you a better idea of what we\u2019re talking about, check out this breakdown of the average car insurance prices in Boise City by zip code.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Average Monthly Rate<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>83701<\/td>\n                                                                                            <td>$34<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>83702<\/td>\n                                                                                            <td>$34<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>83704<\/td>\n                                                                                            <td>$36<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>83705<\/td>\n                                                                                            <td>$35<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>83706<\/td>\n                                                                                            <td>$35<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>83709<\/td>\n                                                                                            <td>$36<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>83712<\/td>\n                                                                                            <td>$34<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>83713<\/td>\n                                                                                            <td>$37<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>83716<\/td>\n                                                                                            <td>$33<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>83725<\/td>\n                                                                                            <td>$35<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_6196d01ef952a\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Boise City Car Insurance Rates by Age<\/h3>\n<p>In addition to your location, another factor impacting your car insurance premium is how old you are. To give you a better idea of how much you can expect to pay as you grow older, we have a breakdown of average car insurance prices in Boise City by age.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Average Monthly Rate<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>16<\/td>\n                                                                                            <td>$204<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20<\/td>\n                                                                                            <td>$85<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30<\/td>\n                                                                                            <td>$35<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40<\/td>\n                                                                                            <td>$34<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50<\/td>\n                                                                                            <td>$32<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60<\/td>\n                                                                                            <td>$31<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70<\/td>\n                                                                                            <td>$35<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6196d259f952b\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Boise City<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Boise City?<\/h3>\n<p>The relative safety of a city determines how much car insurance you need. But how safe is Boise City to drive in?<\/p>\n<p>In 2019, there were eight traffic-related fatalities. This was a result of seven fatal accidents.<\/p>\n<h3 style=\"text-align: left;\">How Is the Road Infrastructure and Bridges in Boise City?<\/h3>\n<p>The current road and bridge infrastructure of Boise City is a bit of a mixed bag. For example, in the city\u2019s 2018 <a href=\"https:\/\/infrastructurereportcard.org\/wp-content\/uploads\/2021\/07\/FullReport-Idaho.pdf\" target=\"_blank\" rel=\"noopener\"><u>infrastructure report card<\/u><\/a>, engineers and other parties expressed concerns about how nearly half the bridges in the city are at least 50 years old, and this led to the city getting a \u201cD\u201d rating for bridge infrastructure.<\/p>\n<p>Meanwhile, road infrastructure got a C, with those who drafted the report card specifying problems with access to local highways and capacity issues with state highways. While these scores aren\u2019t great, Boise City officials have worked on improving both the bridges and roads in response to the influx of new residents.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Get a Quote for Car Insurance in Idaho Today!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6196d28cf952c\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Boise City<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>It can be difficult for any driver to figure out exactly how much insurance they need to protect themselves and their vehicle. But when you select car insurance plans, it\u2019s important to make sure you meet the minimum requirements of the state.<\/p>\n<p>What are the requirements for Boise City? In Idaho, drivers are legally required to <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\"><u>have liability insurance<\/u><\/a> in the following amounts:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>$25,000 for bodily injury per person<\/li>\n<li>$50,000 for bodily injury per accident<\/li>\n<li>$15,000 for property damage per accident<\/li>\n<\/ul>\n<p>Remember, we always recommend that drivers get more than the minimum amount of car insurance because it is often insufficient in the face of a major car accident.<\/p>\n                <\/div>\n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6196d2cbf952e\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Boise City Car Insurance Rates<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>We have reviewed some of the factors that insurance companies in Boise City can use to set your monthly premium, including age and location. But do you know what other factors <a href=\"https:\/\/www.freeway.com\/auto-insurance\/best\/\"><u>your insurance carrier<\/u><\/a> is legally allowed to consider?<\/p>\n<p>In Boise City, all of the following factors are considered fair game:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Age<\/li>\n<li>Zip code<\/li>\n<li>Education &amp; occupation<\/li>\n<li>Marital status<\/li>\n<li>Credit score<\/li>\n<li>Gender<\/li>\n<\/ul>\n<p>You can potentially use this to your advantage by working to improve your credit score and ultimately reducing how much you have to pay each month.<\/p>\n                <\/div>\n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_6196d387f9530\" class=\"c-section \">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Boise City<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>If you are looking for a quick way to reduce your car insurance premium, you should ask your carrier about the <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/10-ways-get-cheap-car-insurance\/\"><u>discounts they offer<\/u><\/a>. That is because every car insurance company is allowed to set special discounts for different things.<\/p>\n<p>What kinds of discounts are available in Boise City? Popular discounts include the following:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/good-driver.svg\" alt=\"Blue icon of a blue car\">\n                            <p class=\"c-saving-features__list-text\">Good driving discount<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\">Good student discount<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/multi-car.svg\" alt=\"Blue icon of two cars\">\n                            <p class=\"c-saving-features__list-text\">Multiple vehicle discount<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/10\/driver-2.svg\" alt=\"Graphic of a man driving a car\">\n                            <p class=\"c-saving-features__list-text\">Defensive driving class discount<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/anti-theft.svg\" alt=\"Pink icon of a thief\">\n                            <p class=\"c-saving-features__list-text\">Anti-theft installation discount<\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\">Don\u2019t forget that you won\u2019t know exactly which discounts your carrier has to offer until you call and ask!<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_6196d4a3f9536\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Boise City?<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>We hope that you would never drive through Boise City without any car insurance, because penalties can be quite severe.<\/p>\n<p>For your first offense, you\u2019ll need to pay a little under $250 in administrative fees and make an appearance in court. Your license will also be temporarily suspended, and you may need to get <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/sr22-what-you-need-to-know\/\"><u>an SR-22 certificate<\/u><\/a> and keep it on file for at least a year.<\/p>\n<p>For a second offense (within five years) and beyond, you may have to pay $1,000 in fees and\/or spend up to six months in jail. Your license is suspended while you pay the penalties and will cost $85 to reinstate. And you\u2019ll now need to keep an SR-22 on file for at least three years.<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                                    <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_6196d4d1f9537\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block  \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get a Boise City Car Insurance Quote Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/11\/Boise.jpg\" alt=\"Idaho state capital building in Boise City\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>Now you know the most important parts about getting car insurance in Boise City. But do you know where you can find the perfect insurance company for your different coverage needs?<\/p>\n<p>Here at Freeway Insurance, we are on standby to get you started with a quote <a href=\"#modal-turbo\">online<\/a>. If you\u2019d rather visit in person, you can always come to one of our local <a href=\"https:\/\/locations.freeway.com\/?search=Boise+City&#038;latitude=&#038;longitude=&#038;radio=20&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">Boise City offices<\/a>. Or, if you prefer to just pick up the phone, you can always call us at <a href=\"tel:800-777-5620\">(800) 777-5620<\/a> for a quote today!<\/p>\n                <\/div>\n                                    <div class=\"c-sections__list-column\">\n                                            <\/div>\n                                                                                <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  target=\"_self\"  >\n                                                                            Get Started                                        <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":25426,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/33905"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=33905"}],"version-history":[{"count":12,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/33905\/revisions"}],"predecessor-version":[{"id":46525,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/33905\/revisions\/46525"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25426"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=33905"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}