{"id":34808,"date":"2022-01-14T07:52:41","date_gmt":"2022-01-14T15:52:41","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=34808"},"modified":"2023-09-21T15:22:04","modified_gmt":"2023-09-21T22:22:04","slug":"idaho-falls","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/idaho\/idaho-falls\/","title":{"rendered":"Cheap Car Insurance in Idaho Falls, Idaho"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61cb98aa227b0\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Named for its amazing waterfalls on the Snake River, Idaho Falls is the second biggest city in Idaho. A historical downtown that celebrates the area\u2019s colorful beginnings should be on every itinerary. You can choose to run up to Sun Valley for a day of skiing, followed by dinner in one of more than 150 restaurants.<\/p>\n<p>When it comes to things to do, nothing beats a trip to the Willard Center or the Museum of Idaho. Or you can take a road trip to the nearby Yellowstone and Grand Teton National Parks. But all of these activities involve spending plenty of time on the road. Keep reading to learn how to protect yourself with the right <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a> to get the most out of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/idaho\/\">Idaho<\/a> Falls.<\/p>\n<h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>In 2019, there were three fatal car accidents.<\/li>\n<li>The average monthly cost of car insurance in Idaho Falls is $108 for full coverage.*<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_61cb98dd227b1\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much Is Car Insurance in Idaho Falls, Idaho?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>Every Idaho Falls resident should find the right <strong>car insurance<\/strong> for themselves and their family. But if you\u2019re new to the area, you may be wondering exactly how much you are likely to pay.<\/p>\n<p>In Idaho Falls, the average monthly cost of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage car insurance<\/a> is $108. This is a bit more expensive than the average car insurance cost for Idaho, which is $87. But it is significantly cheaper than the national average for car insurance, which is $139.<\/p>\n<p>Alternatively, the monthly average for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/states\/\">state-required minimum, or liability, car insurance<\/a> in Idaho Falls is $34, which is higher than Idaho\u2019s monthly average of $26 and lower than the national average of $47.<\/p>\n<p>So how does Idaho Falls stack up to other cities in Idaho? Below, we have a breakdown of average car insurance costs for different cities throughout the state.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Average Monthly Cost of Full Coverage Car Insurance<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Boise<\/td>\n                                                                                            <td>$102<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Caldwell<\/td>\n                                                                                            <td>$104<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Idaho Falls<\/td>\n                                                                                            <td>$108<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Nampa<\/td>\n                                                                                            <td>$103<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Pocatello<\/td>\n                                                                                            <td>$106<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_61cb99d9227b2\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Idaho Falls Low Cost Car Insurance Rates by Zip Code<\/h3>\n<p>Clearly, moving to different cities within Idaho can impact your monthly car insurance premium. But that can happen even if you only move a bit down the road!<\/p>\n<p>That\u2019s because your exact zip code plays a part in how much you pay for car insurance. Below, we have a list of average car insurance prices based on different zip codes within Idaho Falls.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Average Monthly Car Insurance Rate for Full Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>83401<\/td>\n                                                                                            <td>$108<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>83402<\/td>\n                                                                                            <td>$108<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>83404<\/td>\n                                                                                            <td>$109<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>83406<\/td>\n                                                                                            <td>$109<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_61cb9a3b227b3\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Idaho Falls Affordable Car Insurance Rates by Age<\/h3>\n<p>We have established that your car insurance premium may change if you move around. But even if you never move from your childhood home in Idaho Falls, you can count on your insurance changing over time.<\/p>\n<p>That is because your age helps determine how much you pay for car insurance. Below, we have a breakdown of different average car insurance prices based on age in Idaho Falls.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Average Monthly Car Insurance Rate for Full Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>18<\/td>\n                                                                                            <td>$462<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20<\/td>\n                                                                                            <td>$249<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30<\/td>\n                                                                                            <td>$108<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40<\/td>\n                                                                                            <td>$104<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50<\/td>\n                                                                                            <td>$96<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60<\/td>\n                                                                                            <td>$91<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70<\/td>\n                                                                                            <td>$102<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p>*<u><em>Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by state. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/em><\/u><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61cb9ade227b5\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Idaho Falls<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Idaho Falls, Idaho?<\/h3>\n<p>Relatively speaking, it is very safe to drive in Idaho Falls. In 2019, there were only three traffic-related fatalities that resulted from three fatal car accidents.<\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Idaho Falls?<\/h3>\n<p>When it comes to road infrastructure, Idaho Falls is a decidedly mixed bag. That is because the city is currently in the middle of construction projects to improve parts of I-15, Highway 20, and Popkroll Street. These projects will ultimately improve the local infrastructure for all drivers. Until they are completed, though, these projects will lead to traffic disruptions and delays.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Get a Quote for Car Insurance in Idaho Today!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61cb9b43227b7\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Idaho Falls<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>It\u2019s always tough to answer the question, \u201chow much car insurance do I need?\u201d While every driver has different needs, it is important to have at least the minimum car insurance required by the law.<\/p>\n<p>What are these requirements, though? In Idaho, the minimum car insurance requirements include <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\"><u>having liability insurance<\/u><\/a> in the following amounts:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>$25,000 for bodily injury per person<\/li>\n<li>$50,000 for bodily injury per accident<\/li>\n<li>$15,000 for property damage per accident<\/li>\n<\/ul>\n<p>By getting more than the minimum car insurance required by the state (which may just include higher <a href=\"https:\/\/www.freeway.com\/auto-insurance\/states\/\"><u>liability coverage limits<\/u><\/a>), you can better protect yourself and your vehicle.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61cb9b86227b8\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Idaho Falls Car Insurance Rates<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Before, we touched on the fact that insurance carriers in Idaho Falls can use your age and location to help set your car insurance premium. But what other factors are they allowed to use?<\/p>\n<p>In Idaho Falls, all of these factors are considered by your insurance company:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Age<\/li>\n<li>Zip code<\/li>\n<li>Education &amp; occupation<\/li>\n<li>Marital status<\/li>\n<li>Credit score<\/li>\n<li>Gender<\/li>\n<\/ul>\n<p>If any of these factors change over time, be sure to let your insurance carrier know. The change may end up lowering your premium all on its own!<\/p>\n                <\/div>\n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_61cb9bac227b9\" class=\"c-section c-section--bottom-0-spacing\">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Idaho Falls<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>You don\u2019t have to wait until you move or get married to lower your car insurance premium. All you have to do is contact your insurance carrier!<\/p>\n<p>That is because your insurance carrier offers special discounts to drivers who qualify. And here are some of the common discounts offered to drivers in Idaho Falls:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/Good-driving-discount.svg\" alt=\"Green icon of a green car\">\n                            <p class=\"c-saving-features__list-text\">Good driving discount<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\">Good student discount<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/multi-car.svg\" alt=\"Blue icon of two cars\">\n                            <p class=\"c-saving-features__list-text\">Multiple vehicle discount<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/10\/driver-2.svg\" alt=\"Graphic of a man driving a car\">\n                            <p class=\"c-saving-features__list-text\">Defensive driving class discount<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/anti-theft.svg\" alt=\"Pink icon of a thief\">\n                            <p class=\"c-saving-features__list-text\">Anti-theft installation discount<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/11\/Icons_policy-1.svg\" alt=\"Green icon of a document with a checklist\">\n                            <p class=\"c-saving-features__list-text\">Bundling<\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\">Your insurance carrier should offer far more discounts than this. But you won\u2019t know what they are until you contact your insurance company and ask.<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_61cb9cb2227c0\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Idaho Falls?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Driving with only the minimum car insurance may be expensive because you may not have enough coverage for any damage that you cause. However, it is far more costly to drive without any insurance coverage!<\/p>\n<p>The first time you are caught, you\u2019ll need to pay almost $250 in administrative fees and go to court. Your license will be suspended, and there is a good chance you may need to get <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/sr22-what-you-need-to-know\/\"><u>an SR-22 certificate<\/u><\/a>. If so, you\u2019ll need to keep it on file for at least a year.<\/p>\n<p>For a second offense (within five years) and other offenses within the same timeframe, you may have to pay $1,000 in fees and\/or spend up to six months in jail. Your license will be suspended, and you must pay $85 to reinstate it. And that SR-22 will now need to be on file for at least three years.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_61cb9ce0227c1\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block  \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get an Idaho Falls Cheap Car Insurance Quote Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/01\/Idaho-Falls.jpg\" alt=\"Snake River at Idaho Falls at sunset\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>Now you know all the most important details about car insurance in Idaho Falls. There is only one question left to answer: where can you finally get the car insurance you deserve?<\/p>\n<p>At Freeway Insurance, we are quite excited to get you started with a quote <a href=\"#modal-turbo\">online<\/a>. If you\u2019d rather visit in person, you can always come to one of our local <a href=\"https:\/\/locations.freeway.com\/?search=Idaho+Falls&#038;latitude=&#038;longitude=&#038;radio=200&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">Idaho Falls offices<\/a>. Or, you can always just pick up the phone and call us at <a href=\"tel:800-777-5620\">(800) 777-5620<\/a> for a quote today!<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  target=\"_self\"  >\n                                                                            Get Started                                        <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":25426,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/34808"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=34808"}],"version-history":[{"count":13,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/34808\/revisions"}],"predecessor-version":[{"id":45749,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/34808\/revisions\/45749"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25426"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=34808"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}