{"id":35197,"date":"2022-02-04T14:46:38","date_gmt":"2022-02-04T22:46:38","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=35197"},"modified":"2023-02-21T22:39:21","modified_gmt":"2023-02-22T06:39:21","slug":"longview","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/texas\/longview\/","title":{"rendered":"Cheap Car Insurance in Longview, TX"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61eec4bb044a9\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Longview, Texas has a little bit of everything for residents and visitors to enjoy. For example, you can take a fairly inexpensive train trip for the day after picking up some much-needed breakfast in a downtown caf\u00e9. Or if you feel more adventurous, check out Thomas Falls Outdoor Adventures where, among other things, you can take a zip line over some inspiring views.<\/p>\n<p>Longview is also home to Kilgore College and dozens of different parks available in the area. There\u2019s some pretty famous barbecue to try, as well as a world-class winery.<\/p>\n<h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>In 2020, there were 12 traffic-related fatalities in 12 crashes.<\/li>\n<li>On average, Longview drivers pay $47 for the state-required minimum and $151 for full coverage for their <a href=\"https:\/\/www.freeway.com\/auto-insurance\/texas\/\">car insurance<\/a> per month.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_61eec50d044aa\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much Is Car Insurance in Longview, TX?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>On average, Longview drivers pay $151 per month for their full coverage <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a>. Relatively speaking, this is a good price. It is the same as the Texas state average price and slightly higher than the United States average price of $139\/month.<\/p>\n<p>Drivers can save money on their monthly or annual insurance premium by choosing the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/states\/\">state required minimum car insurance coverage.<\/a> Keep in mind when choosing your insurance package that with the minimal amount, your insurance company will use your policy limits to pay for the other driver\u2019s injuries and damages if you are at fault in an accident. You will be out the amount of your own injuries and damages \u2013 and depending on the severity of the other driver\u2019s injuries and damages, you may still owe money out of pocket.<\/p>\n<p>Full coverage \u2013 or a policy that mixes and matches some variations of full coverage \u2013 will offer you the best financial protection. You can choose a higher deductible as one way to lower your premium.<\/p>\n<p>How does Longview stack up to the rest of Texas? Below, we have a breakdown of average car insurance prices in different parts of Texas.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Texas Cities<\/th>\n                                                                                            <th>Average Monthly Rate for Full Coverage\/State Minimum<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Austin<\/td>\n                                                                                            <td>$155\/$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Dallas<\/td>\n                                                                                            <td>$194\/$57<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>El Paso<\/td>\n                                                                                            <td>$148\/$42<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Houston<\/td>\n                                                                                            <td>$177\/$56<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Longview<\/td>\n                                                                                            <td>$151\/$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>San Antonio<\/td>\n                                                                                            <td>$158\/$51<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_61eec59e044ab\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Longview Low-Cost Car Insurance Rates by Zip Code<\/h3>\n<p>Now you know that moving to a different city in Texas can significantly affect how much you pay for car insurance. But would you believe that could happen even if you just move to a different neighborhood?<\/p>\n<p>Your zip code plays a part in how much you pay for your premium. To help you understand how big a part, we have a breakdown of average Longview car insurance rates by zip code.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Longview Zip Codes<\/th>\n                                                                                            <th>Average Monthly Rate for Full Coverage\/State Minimum<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>75601<\/td>\n                                                                                            <td>$151\/$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>75602<\/td>\n                                                                                            <td>$159\/$49<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>75603<\/td>\n                                                                                            <td>$155\/$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>75604<\/td>\n                                                                                            <td>$152\/$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>75605<\/td>\n                                                                                            <td>$154\/$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>75606<\/td>\n                                                                                            <td>$159\/$49<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>75608<\/td>\n                                                                                            <td>$159\/$49<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_61eec63c044ac\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Longview Affordable Car Insurance Rates by Age<\/h3>\n<p>Your zip code isn\u2019t the only thing that affects how much you pay for car insurance. Another major factor is your age.<\/p>\n<p>The good news is that this usually works in your favor, with drivers typically paying less as they get older (up to a point). To give you a better idea of how this works, we have a breakdown of average Longview driver insurance rates by age.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Average Monthly Rate for Full Coverage\/State Minimum<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>18<\/td>\n                                                                                            <td>$418\/$142<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20<\/td>\n                                                                                            <td>$343\/$109<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30<\/td>\n                                                                                            <td>$159\/$49<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40<\/td>\n                                                                                            <td>$156\/$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50<\/td>\n                                                                                            <td>$144\/$45<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60<\/td>\n                                                                                            <td>$141\/$44<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70<\/td>\n                                                                                            <td>$157\/$53<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p><em>Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by state. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/em><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61eec6d9044ae\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Longview<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Longview?<\/h3>\n<p>In 2020, there were 12 traffic-related fatalities in 12 accidents. There was a total of 2,035 accidents.<\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Longview?<\/h3>\n<p>The infrastructure of a city largely determines the safety of its driving conditions. And what is the infrastructure of Longview like? Honestly, it\u2019s a bit of a mixed bag.<\/p>\n<p>As a whole, the state of Texas received a \u201cC\u201d on its 2021 <a href=\"https:\/\/www.texasce.org\/wp-content\/uploads\/2021\/02\/2021-Texas-Infrastructure-Report-Card.pdf\" target=\"_blank\" rel=\"noopener\"><u>infrastructure report card<\/u><\/a>. And Longview is part of the problem, with some roads and bridges in poor states of repair after many years of use.<\/p>\n<p>However, the city is actively working on addressing these problems. This includes proposing a <a href=\"https:\/\/www.longviewtexas.gov\/3498\/Proposition-B-Streets-Infrastructure\" target=\"_blank\" rel=\"noopener\"><u>$27 million initiative<\/u><\/a> to work on Mobberly Avenue, Cotton Street, Fairmont Street, Reel Road, and more.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Get a Quote for Car Insurance in Texas Today!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61eec72b044b1\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Longview<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Normally, it is up to each Longview driver to determine how much car insurance they need. However, the state of Texas does mandate a minimum level of insurance all drivers must meet before they get out on the road.<\/p>\n<p>What is the minimum amount of insurance required in Longview, Texas? Drivers must have <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\"><u>liability insurance<\/u><\/a> in the following amounts:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>$30,000 for injury\/death to one person<\/li>\n<li>$60,000 for injury\/death to more than one person<\/li>\n<li>$25,000 for property damage<\/li>\n<\/ul>\n<p>Remember, liability insurance only pays out when you are liable, and it only pays for damage sustained by the other driver. To better protect your own vehicle (no matter who is at fault), you should also have collision insurance.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61eec7a4044b2\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Longview Car Insurance Rates<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Previously, we touched on two of the major factors your car insurance carrier can use to determine your rate: age and zip code. But there are other factors that can positively or negatively impact how much you pay.<\/p>\n<p>What are those factors? In Texas, some of the things your insurance carrier is allowed to look at include:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Age<\/li>\n<li>Zip code<\/li>\n<li>Education &amp; occupation<\/li>\n<li>Marital status<\/li>\n<li>Credit score<\/li>\n<li>Gender<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_61eec7ca044b3\" class=\"c-section c-section--bottom-0-spacing\">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Longview<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>Pretty much every driver wants to pay less for their car insurance. And one of the simplest ways to do this is to ask about possible car insurance discounts.<\/p>\n<p>Such discounts are typically available for clean driving records and many other things. Here is a brief list of popular discounts in the Longview area:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/good-driver.svg\" alt=\"Blue icon of a blue car\">\n                            <p class=\"c-saving-features__list-text\">Good driver discounts<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2020\/12\/icon-happy-person.svg\" alt=\"Illustration of a smiling person\">\n                            <p class=\"c-saving-features__list-text\">Customer loyalty discounts<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\">Good student discounts<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/anti-theft.svg\" alt=\"Pink icon of a thief\">\n                            <p class=\"c-saving-features__list-text\">Safety features and anti-theft systems<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/11\/Icons_policy.svg\" alt=\"Blue icon of a document with a checklist\">\n                            <p class=\"c-saving-features__list-text\">Bundling policies<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/military.svg\" alt=\"Green icon of a military man\">\n                            <p class=\"c-saving-features__list-text\">Military (past and present)<\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\">Many more discounts are likely available through your insurance carrier. Call them today to discover the full list. And if you end up <a href=\"https:\/\/www.freeway.com\/auto-insurance\/compare\/\"><u>shopping around<\/u><\/a> for a new carrier, try to find out what their discounts are ahead of time!<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_61eec88d044ba\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Longview?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Before, we covered what the minimum level of insurance is in Texas. But what happens if you are caught driving in this state without any insurance at all?<\/p>\n<p>For the first offense, you may have to pay a fine between $175 and $350. For second offenses, the fine jumps up to somewhere between $350 to $1,000. If you have further offenses (especially in a short period of time), you may have your license suspended and your car impounded.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_61eec8b2044bb\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block  \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get a Longview Cheap Auto Insurance Quote Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/02\/Longview.jpg\" alt=\"The Great Texas Balloon Race in Longview, TX\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>Now you know the most important details about car insurance in Longview, Texas. But do you know where to find the best car insurance prices?<\/p>\n<p>Here at Freeway Insurance, we specialize in keeping you safe in Longview and anywhere else you take your car. We are happy to get you started with a quote <a href=\"#modal-turbo\">online<\/a>. But if you\u2019d rather visit in person, you can always come to one of our local <a href=\"https:\/\/locations.freeway.com\/?search=Longview&#038;latitude=&#038;longitude=&#038;radio=20&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">offices<\/a>. Or, if you\u2019d rather just use the telephone, you can always call us at <a href=\"tel:800-777-5620\">(800) 777-5620<\/a> for a quote today!<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  target=\"_self\"  >\n                                                                            Get Started                                        <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":25499,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/35197"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=35197"}],"version-history":[{"count":12,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/35197\/revisions"}],"predecessor-version":[{"id":41628,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/35197\/revisions\/41628"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25499"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=35197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}