{"id":35286,"date":"2022-02-08T05:36:08","date_gmt":"2022-02-08T13:36:08","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=35286"},"modified":"2023-09-19T10:01:03","modified_gmt":"2023-09-19T17:01:03","slug":"albany-schenectady-troy","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/new-york\/albany-schenectady-troy\/","title":{"rendered":"Car Insurance in Albany, NY, Schenectady, NY or Troy, NY"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61f2d65107142\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>The Albany-Schenectady-Troy metropolitan area in New York State is a bustling center of commerce and industry. With its numerous accolades, including recognition as one of &#8220;America&#8217;s Best Places To Raise A Family&#8221; by Forbes and as one of the &#8220;Best Cities for College Students&#8221; by the American Institute for Economic Research, it&#8217;s easy to see why so many people are drawn to the area. As with any location, it&#8217;s important to consider various factors such as <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">auto insurance<\/a> rates.<\/p>\n<p>Albany, New York&#8217;s capital city, has no shortage of things to do. Popular attractions include the Rocking Horse Ranch, a horseback riding-themed family resort, Aerial Adventure Park, and endless farms and orchards where thousands of tourists visit every year.<\/p>\n<p>Keep reading to learn all about car insurance in Albany, NY, Schenectady, NY, Troy, NY, including New York&#8217;s minimum car insurance coverage limits, available discounts, and average monthly premiums by age group and zip code in the region.<\/p>\n<h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Albany&#8217;s average monthly premium for full coverage car insurance is $130 per month<\/li>\n<li>New York is a &#8220;no-fault&#8221; insurance state<\/li>\n<li>There were 6 fatal crashes in the cities of Albany, 3 in Schenectady, and 1 in Troy in 2020<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_61f2d6d007143\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Albany &#8211; Schenectady &#8211; Troy?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>On average, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage car insurance<\/a> in Albany costs $130 per month, which is less than New York State&#8217;s average of $193 per month and lower than the national average of $161.<\/p>\n<p>There are many reasons why car insurance premiums differ from one driver to the next, including age, gender, the number of claims filed, and the geographical region where you reside. Even a single claim could skyrocket premiums by as much as 100%, taking you years to recover.<\/p>\n<p>Here are the average monthly car insurance rates for other cities in the region.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage<\/th>\n                                                                                            <th>State-Required Minimum or Liability<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><strong>Albany &#8211; Schenectady &#8211; Troy<\/strong><\/td>\n                                                                                            <td><strong>$130<\/strong><\/td>\n                                                                                            <td><strong>$56<\/strong><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>New York<\/td>\n                                                                                            <td>$280<\/td>\n                                                                                            <td>$118<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Brooklyn<\/td>\n                                                                                            <td>$460<\/td>\n                                                                                            <td>$207<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Buffalo<\/td>\n                                                                                            <td>$186<\/td>\n                                                                                            <td>$91<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Rochester<\/td>\n                                                                                            <td>$149<\/td>\n                                                                                            <td>$67<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_61f2d7f607144\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Albany-Schenectady-Troy Affordable Car Insurance Rates by Zip Code<\/h3>\n<p>Insurance rates may vary by zip code within the same city or metropolitan area. For example, New York City residents see an average monthly premium of $118 for the minimum required car insurance, while their next-door neighbors in Brooklyn see a whopping $207 average monthly premium.<\/p>\n<p>Here are the average monthly car insurance rates for each zip code in the region.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Full Coverage<\/th>\n                                                                                            <th>State-Required Minimum or Liability Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>12180 (Troy)<\/td>\n                                                                                            <td>$128<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12182 (Troy)<\/td>\n                                                                                            <td>$128<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12183 (Green Island)<\/td>\n                                                                                            <td>$125<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12202 (Albany)<\/td>\n                                                                                            <td>$136<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12203 (Albany)<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$56<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12204 (Albany)<\/td>\n                                                                                            <td>$133<\/td>\n                                                                                            <td>$58<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12205 (Albany)<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$56<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12206 (Albany)<\/td>\n                                                                                            <td>$136<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12207 (Albany)<\/td>\n                                                                                            <td>$136<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12208 (Albany)<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$56<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12209 (Albany)<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$56<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12210 (Albany)<\/td>\n                                                                                            <td>$136<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12211 (Albany)<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$56<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12302 (East Glenville)<\/td>\n                                                                                            <td>$123<\/td>\n                                                                                            <td>$52<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12303 (Rotterdam)<\/td>\n                                                                                            <td>$126<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12304 (Schenectady)<\/td>\n                                                                                            <td>$127<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12305 (Schenectady)<\/td>\n                                                                                            <td>$129<\/td>\n                                                                                            <td>$54<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12306 (Rotterdam)<\/td>\n                                                                                            <td>$126<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12307 (Schenectady)<\/td>\n                                                                                            <td>$129<\/td>\n                                                                                            <td>$54<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12308 (Schenectady)<\/td>\n                                                                                            <td>$129<\/td>\n                                                                                            <td>$54<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>12309 (Niskayuna)<\/td>\n                                                                                            <td>$124<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_61f2f4a207145\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Low-Cost Albany-Schenectady-Troy Car Insurance Rates by Age<\/h3>\n<p>Age has a large influence on car insurance premiums. As a result, some age groups pay higher premiums than other groups. For example, Albany drivers ages 16 to 19 can expect to pay nearly 50% more in monthly premiums than drivers in their 30s, 40s and 50s. A riskier driving profile and a higher number of filed claims for the age group all contributes to the disparity.<\/p>\n<p>Take heart. As long as you keep your driving record in good shape, you\u2019ll never pay insurance premiums again as high as the ones for young drivers once you age out of this group. However, if you slip up and get a DUI, for example, your rates could be even higher than those paid by an 18-year-old male with a sports car!<\/p>\n<p>Here are the average monthly car insurance rates by age group in the region.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Full Coverage<\/th>\n                                                                                            <th>State-Required Minimum or Liability Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>18<\/td>\n                                                                                            <td>$368<\/td>\n                                                                                            <td>$154<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20<\/td>\n                                                                                            <td>$254<\/td>\n                                                                                            <td>$103<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30<\/td>\n                                                                                            <td>$136<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40<\/td>\n                                                                                            <td>$133<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50<\/td>\n                                                                                            <td>$127<\/td>\n                                                                                            <td>$58<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60<\/td>\n                                                                                            <td>$125<\/td>\n                                                                                            <td>$58<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70<\/td>\n                                                                                            <td>$137<\/td>\n                                                                                            <td>$63<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p><em>Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by state. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/em><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61f2f58807147\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Albany &#8211; Schenectady &#8211; Troy, N.Y.<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Albany-Schenectady-Troy?<\/h3>\n<p>There were 6 fatal crashes in the cities of Albany, 3 in Schenectady, and 1 in Troy in 2020. In Albany County, there were 15 fatal accidents with 16 people killed in 2020. Schenectady County saw 9 fatal accidents in 2020, with 11 people killed. Troy is in Rensselaer County, which had 10 fatal accidents with 12 people killed in 2020.<\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Albany-Schenectady-Troy?<\/h3>\n<p>Albany-Schenectady-Troy roads and infrastructure are constantly being upgraded to meet the demands of a growing population. The 2021-2022 $1.2 trillion infrastructure bill promises to improve a lot of the area&#8217;s existing facilities with millions earmarked for Amtrak Northwest Corridor improvements, Albany International Airport renovations, and upgrades to public transportation and its electric vehicle charging network.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Get a Quote for Car Insurance in New York Today!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61f2f60307149\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Albany &#8211; Schenectady &#8211; Troy<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>New York is a no-fault state. This means each affected party&#8217;s insurance carrier is responsible for paying their policyholder\u2019s damages, including medical expenses in line with their coverage terms and limits, no matter who caused the accident.<\/p>\n<p>In New York, the required minimum limits are as follows:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>$25,000\/$50,000 bodily injury\/death for one person<\/li>\n<li>$50,000\/$100,000 PIP bodily injury\/death of two or more people<\/li>\n<li>$10,000 in property damage per accident<\/li>\n<\/ul>\n<p>Like most no-fault states, New York requires personal injury protection (PIP) coverage, which goes towards your medical bills. These payouts are awarded separately and complement the driver&#8217;s own health insurance coverage. It applies regardless of who is at fault for an accident.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61f2f62e0714a\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Albany &#8211; Schenectady &#8211; Troy Car Insurance Rates<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\">Insurance carriers consider several factors when determining the amount of premiums each driver pays, such as the <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto-insurance\/auto-tips\/buy-used-car\/\">make and model of the vehicle<\/a> you drive. Other factors include but are not limited to:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Age<\/li>\n<li>Gender<\/li>\n<li>Zip Code<\/li>\n<li>Claims History<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_61f2f6570714b\" class=\"c-section c-section--bottom-0-spacing\">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Albany &#8211; Schenectady &#8211; Troy<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\">With a safe, claims-free driving record, auto insurers are also keen on awarding discounts to help <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/11-money-saving-tips-lower-auto-insurance-premiums\/\">save you money on car insurance<\/a>. These typically fall under four categories:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/10\/driver-2.svg\" alt=\"Graphic of a man driving a car\">\n                            <p class=\"c-saving-features__list-text\">Defensive driving discount<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/good-driver.svg\" alt=\"Blue icon of a blue car\">\n                            <p class=\"c-saving-features__list-text\">Low mileage discounts<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/09\/money-1.svg\" alt=\"Icon money\">\n                            <p class=\"c-saving-features__list-text\">Accident-free discounts<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/09\/Group-625112.svg\" alt=\"Hands holding a box with a check mark\">\n                            <p class=\"c-saving-features__list-text\">Safe driver discounts<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/multi-policy.svg\" alt=\"Pink icon of a document with a checklist\">\n                            <p class=\"c-saving-features__list-text\">Bundling discounts<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/01\/icon-action-save-2.svg\" alt=\"Money in hand icon\">\n                            <p class=\"c-saving-features__list-text\">Autopay discounts<\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\">Call your insurance agent any time your circumstances change to see if you qualify for additional discounts.<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_61f2f6c507152\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Albany &#8211; Schenectady &#8211; Troy?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Driving without insurance in Albany-Schenectady-Troy is a serious offense.<\/p>\n<p>For starters, drivers can face penalties of up to $1,500 if caught driving without insurance. Revocation of your driver&#8217;s license\/registration, vehicle impoundment, and a 15-day jail sentence may also be in the cards. Additionally, a $750 fee paid to the DMV is required to reinstate your license.<\/p>\n<p>Repeat offenders will see the penalties only become more serious. Remember, your insurance company must report to the state anytime an auto policy is started or lapses. This happens in real time, so if you are pulled over, you will get busted if you are driving without insurance.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_61f2f6f307153\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block  \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get an Online Quote for Low-Cost Car Insurance in Albany, NY,  Schenectady, NY or Troy, New York Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/02\/Albany.jpg\" alt=\"New York state capitol in Albany\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>Freeway Insurance is ready to help Albany-Schenectady-Troy drivers find affordable car insurance for greater peace of mind.<\/p>\n<p>To learn more about Freeway insurance and to request a quote, visit us <a href=\"#modal-turbo\">online<\/a>, or at an <a href=\"https:\/\/locations.freeway.com\/?search=Albany,+NY&#038;latitude=&#038;longitude=&#038;radio=20&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">Albany-Schenectady-Troy<\/a> office near you, or call <a href=\"tel:800-777-5620\" style=\"white-space:nowrap;\">(800) 777-5620<\/a> for a quick and easy, no-obligation quote.<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  target=\"_self\"  >\n                                                                            Get Started                                        <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":25493,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/35286"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=35286"}],"version-history":[{"count":20,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/35286\/revisions"}],"predecessor-version":[{"id":44877,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/35286\/revisions\/44877"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25493"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=35286"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}