{"id":35717,"date":"2023-02-20T14:07:00","date_gmt":"2023-02-20T22:07:00","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=35717"},"modified":"2023-09-20T21:36:26","modified_gmt":"2023-09-21T04:36:26","slug":"ocean-city","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/new-jersey\/ocean-city\/","title":{"rendered":"Best Cheap Car Insurance in Ocean City New Jersey"},"content":{"rendered":"
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The safety of your loved ones is important in all areas of life, but when it comes to being behind the wheel, it becomes a priority.<\/span><\/p>\n

Car insurance in NJ<\/span><\/a> and in all other states is designed to provide you with some protection against property, liability and medical expenses if you are involved in an accident. Property insurance pays for damage to your car or its theft.<\/span><\/p>\n

Young and old alike need to know the basic notions and benefits of having car insurance. Here we will share with you little by little the benefits, general information and advantages that Freeway Insurance provides you so that we can be your number 1 choice when contracting your<\/span> new car insurance<\/span><\/a>.<\/span><\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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Best Cheap Car Insurance in Ocean City New Jersey<\/h2>\n

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Driving Conditions in Ocean City<\/b><\/h3>\n

Ocean City, New Jersey, is one of the more underrated vacation destinations in the country. Home to roughly 12,000 people, its fine white sand beaches complement endless entertainment options, such as watersports, miniature golf, water parks, and parasailing.<\/span><\/p>\n

Arguably, Ocean City\u2019s finest attraction is its 2.5-mile-long boardwalk, complete with Gillian\u2019s Wonderland Pier, a kid-friendly theme party complete with indoor rides, and adventure rides for people of all ages.<\/span><\/p>\n

How Many Fatal Accidents Happen in Ocean City?<\/b><\/h3>\n

In 2020, there were nine <\/span>fatal vehicle accidents<\/span><\/a> in Ocean City. Of these, 3 pedestrians, 5 drivers and one pedalcyclist were killed.<\/span><\/p>\n

How Are the Road Infrastructure and Bridges in Ocean City?<\/b><\/h3>\n

The road infrastructure and bridges in Ocean City are constantly undergoing maintenance. Its 2021-2025 Capital Plan calls for pavement, drainage, and concentrate works projects to the 26th to 34th West Avenue corridor and 36th-39th St (Asbury Avenue).<\/span><\/p>\n

Other projects have focused on flood mitigation and updated storm pipes, made possible by a $5 million FEMA grant.<\/span><\/p>\n

To learn more about capital works projects in Ocean City,<\/span> visit the official site <\/span><\/a>of the state and obtain more relevant information.<\/span><\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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How Much Does Car Insurance Cost in Ocean City, N.J.?<\/h2>\n
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On average, full coverage car insurance<\/a>\u00a0in Ocean City costs $149 per month, while the state-required minimum liability car insurance averages $66 per month. That\u2019s a tad bit higher than the state average for full coverage car insurance at $146 a month and slightly lower than the state average for the required minimum at $70. Nationally, the average monthly cost for full coverage car insurance is $161 and the minimum is $47 monthly.<\/p>\n

We highly recommend seeking a comprehensive auto insurance policy for you and your family. Since New Jersey is a no-fault state<\/a>, motorists who get into a car crash will be covered up to their policy limits by their own insurance company, regardless of who caused the accident. In many cases, injuries and damages far exceed the minimum coverage amounts. For maximum protection, many drivers choose to upgrade their car insurance.<\/p>\n

To have an idea of what New Jersey drivers in other regions pay in average monthly premiums, see our breakdown below.<\/p>\n <\/div>\n

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City<\/th>\n Full Coverage Insurance<\/th>\n Liability Insurance Coverage<\/th>\n <\/tr>\n
Ocean City<\/td>\n $149<\/td>\n $66<\/td>\n <\/tr>\n
Jersey City<\/td>\n $218<\/td>\n $93<\/td>\n <\/tr>\n
New Brunswick<\/td>\n $178<\/td>\n $80<\/td>\n <\/tr>\n
Newark<\/td>\n $254<\/td>\n $107<\/td>\n <\/tr>\n
Trenton<\/td>\n $207<\/td>\n $93<\/td>\n <\/tr>\n <\/table>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n
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Ocean City, N.J. Affordable Car Insurance Rates by Zip Code<\/h3>\n

Your zip code will have an impact on your car insurance rates. During the underwriting process, insurers review claims history by geographic area. Some zip codes have a higher incidence of vehicles stolen, fraudulent injury claims, acts of vandalism, and other crimes driving premium costs upward for everyone who lives there.<\/p>\n

Our list below breaks down the average monthly car insurance rate by zip code in Ocean City, New Jersey.<\/p>\n <\/div>\n

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Zip Code<\/th>\n Full Coverage Insurance<\/th>\n Liability Insurance Coverage<\/th>\n <\/tr>\n
08223<\/td>\n $149<\/td>\n $66<\/td>\n <\/tr>\n
08226<\/td>\n $149<\/td>\n $66<\/td>\n <\/tr>\n
08244<\/td>\n $172<\/td>\n $81<\/td>\n <\/tr>\n <\/table>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n
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Low-Cost Ocean City Car Insurance Rates by Age<\/h3>\n

Auto insurance premiums are greatly affected by your age. Some age groups, like teenagers, pay higher premiums than others due to the collective number of claims filed by that age group.<\/p>\n

Our list below breaks down the average monthly car insurance rate by age in Ocean City, New Jersey.<\/p>\n <\/div>\n

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Age<\/th>\n Full Coverage Insurance<\/th>\n Liability Insurance Coverage<\/th>\n <\/tr>\n
Teenagers<\/td>\n $480<\/td>\n $190<\/td>\n <\/tr>\n
20s<\/td>\n $170<\/td>\n $73<\/td>\n <\/tr>\n
30s<\/td>\n $149<\/td>\n $66<\/td>\n <\/tr>\n
40s<\/td>\n $138<\/td>\n $65<\/td>\n <\/tr>\n
50s<\/td>\n $131<\/td>\n $63<\/td>\n <\/tr>\n
60s<\/td>\n $138<\/td>\n $66<\/td>\n <\/tr>\n
70s<\/td>\n $151<\/td>\n $71<\/td>\n <\/tr>\n <\/table>\n <\/div>\n <\/div>\n <\/div>\n
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Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by state. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/em><\/p>\n<\/p>\n\n <\/div>\n <\/div>\n<\/section>\n\n

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Get a Quote for Car Insurance in New Jersey Today!<\/h2>\n <\/div>\n \n
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