{"id":38663,"date":"2022-09-07T13:25:04","date_gmt":"2022-09-07T20:25:04","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=38663"},"modified":"2023-09-22T04:32:42","modified_gmt":"2023-09-22T11:32:42","slug":"grand-rapids-car-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/michigan\/grand-rapids-car-insurance\/","title":{"rendered":"Grand Rapids Car Insurance"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_630c359365426\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>The second largest city in Michigan, Grand Rapids is a thriving metropolis with no shortage of cultural and entertainment opportunities. It also has the proud distinction of being a Top 20 Foodie City in the U.S. and top beer destination with more than 40 craft breweries around town. Some of Grand Rapids&#8217; most popular attractions include the John Ball Zoo, Grand Rapids Art Museum, Fulton Street Farmers Market, Frederik Meijer Gardens and Sculpture Park, and the Blandford Nature Center.<\/p>\n<p>All Grand Rapids drivers must carry an active auto insurance policy to drive legally in the state. Keep reading to learn everything you need to know about <a href=\"https:\/\/www.freeway.com\/auto-insurance\/michigan\/\">car insurance in Michigan<\/a>, including average premiums paid by Grand Rapids zip codes, the state&#8217;s minimum required coverage, and ways to save on your next auto insurance bill.<\/p>\n<h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Grand Rapids is the second largest city in Michigan, after Detroit.<\/li>\n<li>Gerald R. Ford International Airport in Grand Rapids serves more than 2 million passengers a year.<\/li>\n<li>Famous boxer Floyd Mayweather and the nation&#8217;s 38th President, Gerald Ford, grew up in Grand Rapids.<\/li>\n<li>Grand Rapids is one of the premier cities for office furniture manufacturers in the country.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_630c35ed65427\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Grand Rapids, MI?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>The average monthly cost of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage car insurance<\/a> in Grand Rapids is $234. The average monthly cost of the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/states\/\"><span style=\"white-space: nowrap;\">state-required<\/span> minimum auto insurance<\/a> is $124. These two costs compare to the national average at $140 monthly for full coverage and $47 monthly for the state minimum.<\/p>\n<p>Grand Rapids drivers can expect to pay some of the highest car insurance costs in the nation. Lawmakers in Michigan have repeatedly tried to come up with car insurance that is equitable and fair to all. What has resulted has been a set of complicated and expensive rules. In fact, car insurance in Michigan is expensive enough that it\u2019s the second highest state, behind Mississippi, for number of uninsured drivers.<\/p>\n<p>Michigan is a <span style=\"white-space: nowrap;\">no-fault<\/span> state, so in addition to the regular liability car insurance, drivers in Grand Rapids must also purchase <span style=\"white-space: nowrap;\">No-Fault<\/span> Personal Injury Protection (PIP) insurance and an additional $10,000 in property damage insurance in case they cause an accident in another state.<\/p>\n<p>See below for a more detailed explanation of these coverage limits.<\/p>\n<p>Insurance companies base their rates on many factors. If you live in a congested city where <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/car-accident-insurance-coverage\/\">accident claims are frequent<\/a> and vehicle crime is elevated, you can expect to pay higher rates. How does Grand Rapids compare with other cities in Michigan? For the average monthly premiums paid by other cities in the state, see our breakdown below.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><strong>Grand Rapids<\/strong><\/td>\n                                                                                            <td><strong>$234<\/strong><\/td>\n                                                                                            <td><strong>$124<\/strong><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Ann Arbor<\/td>\n                                                                                            <td>$215<\/td>\n                                                                                            <td>$120<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Detroit<\/td>\n                                                                                            <td>$478<\/td>\n                                                                                            <td>$356<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Lansing<\/td>\n                                                                                            <td>$263<\/td>\n                                                                                            <td>$147<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_630c368465428\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Cheap Car Insurance Rates by Zip Code in Grand Rapids, Michigan<\/h3>\n<p>Residents of one zip code can expect to pay lower or higher rates than others. That is because each zip code has its own risk profile depending on demographic distribution, the number of theft and vandalism incidents, and other deciding factors.<\/p>\n<p>See our breakdown below of the average car insurance rate by zip code in Grand Rapids, Michigan:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>48532<\/td>\n                                                                                            <td>$400<\/td>\n                                                                                            <td>$229<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49426<\/td>\n                                                                                            <td>$207<\/td>\n                                                                                            <td>$108<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49456<\/td>\n                                                                                            <td>$213<\/td>\n                                                                                            <td>$116<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49503<\/td>\n                                                                                            <td>$234<\/td>\n                                                                                            <td>$124<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49504<\/td>\n                                                                                            <td>$232<\/td>\n                                                                                            <td>$123<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49505<\/td>\n                                                                                            <td>$226<\/td>\n                                                                                            <td>$121<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49506<\/td>\n                                                                                            <td>$230<\/td>\n                                                                                            <td>$124<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49507<\/td>\n                                                                                            <td>$247<\/td>\n                                                                                            <td>$133<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49508<\/td>\n                                                                                            <td>$233<\/td>\n                                                                                            <td>$126<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49509<\/td>\n                                                                                            <td>$231<\/td>\n                                                                                            <td>$124<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49510<\/td>\n                                                                                            <td>$247<\/td>\n                                                                                            <td>$133<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49512<\/td>\n                                                                                            <td>$229<\/td>\n                                                                                            <td>$123<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49519<\/td>\n                                                                                            <td>$228<\/td>\n                                                                                            <td>$122<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49525<\/td>\n                                                                                            <td>$228<\/td>\n                                                                                            <td>$125<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49534<\/td>\n                                                                                            <td>$219<\/td>\n                                                                                            <td>$115<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49544<\/td>\n                                                                                            <td>$219<\/td>\n                                                                                            <td>$114<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49546<\/td>\n                                                                                            <td>$226<\/td>\n                                                                                            <td>$121<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>49548<\/td>\n                                                                                            <td>$230<\/td>\n                                                                                            <td>$121<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_630c37e865429\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Low-Cost Car Insurance Rates by Age in Grand Rapids, MI<\/h3>\n<p>Your age plays a part in the cost of car insurance you pay. Generally, younger drivers pay higher premiums than drivers in their 30s, 40s, and 50s. This is because young drivers are inexperienced, have no driving history and, as a group, tend to have more accidents and tickets. Finding <a href=\"https:\/\/www.freeway.com\/knowledge-center\/uncategorized\/7-tips-for-getting-the-cheapest-car-insurance-for-young-drivers\/\">affordable car insurance for a young driver<\/a> can be challenging. The important thing to remember is that they won\u2019t be subject to these high fees forever, as long as they keep their driving record clean.<\/p>\n<p>See our breakdown below of the average car insurance rate by age in Grand Rapids, Michigan:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$459<\/td>\n                                                                                            <td>$339<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$307<\/td>\n                                                                                            <td>$146<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$234<\/td>\n                                                                                            <td>$124<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$230<\/td>\n                                                                                            <td>$127<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$215<\/td>\n                                                                                            <td>$123<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$219<\/td>\n                                                                                            <td>$124<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$273<\/td>\n                                                                                            <td>$149<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p><em>Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by Michigan. Your rates\u00a0will be determined\u00a0by several factors, including your age, your gender and the amount of coverage you want to purchase.\u00a0<\/em><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Get a Quote for Car Insurance in Michigan Today!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_630c38a36542b\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Grand Rapids, Michigan<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Grand Rapids, MI?<\/h3>\n<p class=\"FirstParagraph\"><span lang=\"EN-US\">In 2019, there were 15 fatal accidents in Grand Rapids involving 25 vehicles and 25 people. Of these people, seven were pedestrians.<\/span><\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Grand Rapids, Michigan?<\/h3>\n<p>The city of Grand Rapids has a busy Public Works department that performs all kinds of services to maintain its roads and bridges, including pothole repair, emergency street repairs, and winter preparedness activities. Its work also involves the design, construction, and maintenance of its water distribution, sewer, and sanitary systems, along with property maintenance code enforcement and municipal building maintenance.<\/p>\n<p>For more information on Grand Rapids and its Public Works programs, visit the <a href=\"https:\/\/www.grandrapidsmi.gov\/Government\/Departments\/Public-Works-Department\" target=\"_blank\" rel=\"noopener\">City of Grand <span style=\"white-space:nowrap;\">Rapids &#8211; Public<\/span> Works Department<\/a>.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_630c38df6542c\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Grand Rapids, Michigan<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Michigan is a no-fault state. This means insurance companies do not look at who is at fault for an accident. Each driver\u2019s insurance is used to help pay for their own injuries and damages. The <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">liability auto insurance<\/a> component consists of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\">bodily injury\/death liability insurance<\/a> and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">property damage liability insurance<\/a>.<\/p>\n<p>In addition, drivers are required to purchase <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/no-fault\/\">No Fault Personal Injury Protection<\/a> (PIP), which helps pay for their (and their passenger\u2019s) medical costs, lost wages, funeral expenses and more. In Michigan, drivers have a choice of how much PIP they want to purchase. If they don\u2019t choose, they will be assigned the most expensive option. Here is a look at those <a href=\"https:\/\/www.michigan.gov\/autoinsurance\/choosing-coverage\/choosing-pip-med-coverage\" target=\"_blank\" rel=\"noopener\">options<\/a>.<\/p>\n<p>Michigan drivers must also carry Property Protection Insurance (PPI) of up to $1 million. This is to protect Michigan drivers if they cause an accident in another state and are liable for someone\u2019s personal property (vehicle, fence, etc.)<\/p>\n<p>The state minimum requirements are as follows:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>$50,000 for bodily injury\/death per person<\/li>\n<li>$100,000 for bodily injury per accident<\/li>\n<li>$10,000 for property damage per accident<\/li>\n<li>Personal Injury <span style=\"white-space:nowrap;\">Protection \u2013 multiple<\/span> choices offered<\/li>\n<li>Property Protection <span style=\"white-space:nowrap;\">Insurance \u2013 up<\/span> to $1 million<\/li>\n<\/ul>\n<p>Surprisingly, Michigan does not require <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/uninsured-motorist\/\">uninsured motorist coverage<\/a> (UM) or underinsured motorist coverage (UIM). Typically, <span style=\"white-space:nowrap;\">no-fault<\/span> states (and many <span style=\"white-space:nowrap;\">at-fault<\/span> states) require this coverage. With Michigan\u2019s high rate of uninsured drivers, you would be smart to have this coverage. It\u2019s relatively cheap for the protection it provides.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_630c39076542d\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Grand Rapids, MI?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>If you do not show proof of insurance when pulled over at a traffic stop in Grand Rapids, expect to be served with a misdemeanor.<\/p>\n<p>For <span style=\"white-space:nowrap;\">first-time<\/span> offenders, this misdemeanor can assess fines from $200 to $500, along with the suspension of your driver&#8217;s license and registration until you provide proof of insurance. In addition, expect to pay a $125 reinstatement fee if you are <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-without-insurance\/\">driving uninsured<\/a> and a $25 service fee if you have insurance but cannot provide proof when stopped by law enforcement.<\/p>\n<p>You will also be required to file an <a href=\"https:\/\/www.sr22adviser.com\/guidance-and-tips\/\" target=\"_blank\" rel=\"noopener\"><span style=\"white-space:nowrap;\">SR-22<\/span><\/a>, showing proof of financial responsibility and letting the state know you carry the minimum required coverage. If you thought car insurance in Michigan was high before, wait until you have to file carry <span style=\"white-space:nowrap;\">SR-22<\/span> insurance. You\u2019ll need to shop around to find affordable <a href=\"https:\/\/www.freeway.com\/auto-insurance\/high-risk-drivers\/\"><span style=\"white-space:nowrap;\">high-risk<\/span> auto insurance<\/a> at a reasonable price.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_630c39486542e\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Grand Rapids Car Insurance Rates<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\"><span lang=\"EN-US\">In Grand Rapids, there are many factors insurers use to determine your rate, including:<\/span><\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Driving record<\/li>\n<li>Age<\/li>\n<li>Gender<\/li>\n<li>Zip code<\/li>\n<li>Marital status<\/li>\n<li>Type of vehicle<\/li>\n<\/ul>\n<p>Michigan is one of a few states that do not allow insurance companies to use your credit rating to deny, cancel or refuse to renew or issue an auto policy or to determine your rates.<\/p>\n<p>Your vehicle&#8217;s make and model is another major factor. For example, a $57,000+ Audi could cost $3,000+ in annual premiums versus less than $1,200 for an older Honda Civic due to the cheaper cost of parts and labor on the latter vehicle.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_630c396b6542f\" class=\"c-section \">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Grand Rapids, Michigan<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>To find the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/cheap\/\">cheapest car insurance<\/a> in Grand Rapids, drivers need to have a clean driving record and make good use of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">car insurance discounts<\/a>. The best discounts are available to Grand Rapids drivers who have maintained clean driving records for the last three to five years. It&#8217;s an excellent way to shave dollars off your monthly premiums without adjusting your coverage limits or deductibles.<\/p>\n<p>Other car insurance discounts available to Green Rapids drivers include:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/college-student-drivers\/\">Student discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/military.svg\" alt=\"Green icon of a military man\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/military-discounts\/\">Military discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/10\/driver-2.svg\" alt=\"Graphic of a man driving a car\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/defensive-driver-class-insurance-discount\/\">Defensive driving discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/anti-theft.svg\" alt=\"Pink icon of a thief\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\"><span style=\"white-space:nowrap;\">Anti-theft<\/span> device discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/mature.svg\" alt=\"Orange icon of an elderly man\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/mature-retired-or-senior-citizen-discounts\/\">Senior citizen discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/08\/Auto-Pay-Car-Insurance-Discount.svg\" alt=\"Hand with money paying an auto discount\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/auto-pay-car-insurance-discount\/\"><span style=\"white-space:nowrap;\">Auto-pay<\/span> or paperless billing discount<\/a><\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p>Do not forget the process known as &#8220;<a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">bundling<\/a>,&#8221; which awards discounts for buying multiple types of insurance policies from the same insurance provider. This could include auto, <a href=\"https:\/\/www.freeway.com\/insurance-options\/homeowners-insurance\/\">homeowners<\/a>, boat, life, and <a href=\"https:\/\/www.freeway.com\/insurance-options\/motorcycle-insurance\/\">motorcycle<\/a> policies.<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<br><br>\n\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_630c3b3865436\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block  \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get a Quote Online for <nobr>Low-Cost<\/nobr> Car Insurance in Grand Rapids Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/09\/Grand-Rapids-MI.jpg\" alt=\"Downtown Grand Rapids, MI in the fall.\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>To drive legally in Grand Rapids, we highly recommend working with Freeway Insurance to find a policy that fits your needs and your budget.<\/p>\n<p>To get started, request a <a href=\"#modal-turbo\">car insurance quote online<\/a>, visit a Grand Rapids <a href=\"https:\/\/locations.freeway.com\/?search=Grand%20Rapids,+MI&#038;latitude=&#038;longitude=&#038;radio=100&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">office<\/a> near you, or call one of our friendly agents at <a href=\"tel:800-777-5620\"><span style=\"white-space:nowrap;\">800-777-5620<\/span><\/a> for a quote. Contact us today!<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  target=\"_self\"  >\n                                                                            Get Started                                        <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":35503,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/38663"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=38663"}],"version-history":[{"count":15,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/38663\/revisions"}],"predecessor-version":[{"id":46059,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/38663\/revisions\/46059"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/35503"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=38663"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}