{"id":42514,"date":"2023-03-28T16:45:31","date_gmt":"2023-03-28T23:45:31","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=42514"},"modified":"2023-09-21T10:41:43","modified_gmt":"2023-09-21T17:41:43","slug":"chevrolet-cruze","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/vehicles\/chevrolet-cruze\/","title":{"rendered":"Car Insurance Quotes for a Chevrolet Cruze"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_641e29a89f06e\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much Is Auto Insurance for a Chevy Cruze?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">The average annual <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a> premium for a Cruze is $527 for minimum coverage and $1,642 for full coverage.<\/p>\n<p style=\"text-align: left;\">Those who own their vehicle may choose to purchase the state minimum, while those who finance will typically need to buy a <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage policy<\/a>. In many cases, the <a href=\"https:\/\/www.freeway.com\/cheap-car-insurance\/\">cheapest coverage for a Cruze<\/a> will be the minimum requirements, although how much you pay depends on your specific circumstances. More mature drivers with a clean driving record who pick a compact car with a good safety record will pay less in premiums than a young person behind the wheel who hasn\u2019t had a chance to establish a driving pattern yet.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_641e29dd9f070\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">Comparing Insurance Costs for Your Cruze to Other Vehicles<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Chevrolet Cruze drivers can expect different premiums compared to competing makes and models like the Toyota Corolla and the Honda Civic. This variance is due to safety features, body style, cost of replacement parts, labor, and similar factors that change from vehicle to vehicle.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>Make\/Model<\/th>\n                                                                                            <th>Annual Full Coverage Insurance<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><b>Cruze<\/b><\/td>\n                                                                                            <td><b>$1,642<\/b><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Mazda 3<\/td>\n                                                                                            <td>$1,668<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Honda Civic<\/td>\n                                                                                            <td>$1,733<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Toyota Corolla<\/td>\n                                                                                            <td>$1,695<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Nissan Sentra<\/td>\n                                                                                            <td>$1,745<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_641e2c559f071\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Types of Coverage for a Cruze<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">There are many auto policy options, including full coverage and state minimum liability. Your state\u2019s <a href=\"https:\/\/www.freeway.com\/auto-insurance\/state-requirements\/\">required minimum liability<\/a> is the bare bones policy, while a more robust package offers greater protection.<\/p>\n<h3 style=\"text-align: left;\">Full Coverage<\/h3>\n<p style=\"text-align: left;\">Full coverage refers to liability, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">comprehensive<\/a>, and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\">collision<\/a>. In addition, it offers first-party benefits (as opposed to third-party benefits with liability-only policies) that cover a broader range of scenarios such as vehicle-to-vehicle, vehicle-to-object, and rollover collisions. In contrast, comprehensive covers non-collision-related events like falling tree limbs and natural disasters.<\/p>\n<p style=\"text-align: left;\">Full coverage car insurance combines comprehensive and collision, offering greater protection than a state minimum liability policy. Any non-collision-related accidents are covered by comprehensive, such as flood damage, animal hits, falling objects, and storms. In addition, collision covers out-of-pocket expenses to your vehicle when it hits another car or object.<\/p>\n<p style=\"text-align: left;\">Thanks to the greater number of protections it provides, full coverage generally costs hundreds of dollars more per year than liability coverage.<\/p>\n<p style=\"text-align: left;\">Drivers may also include other policies like gap, rental car reimbursement, roadside assistance, and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/uninsured-motorist\/\">uninsured\/underinsured motorist coverage<\/a>.<\/p>\n<p style=\"text-align: left;\">Whether you have a state minimum liability or full policy, you can select liability limits (minimum or higher) and a deductible amount as low as $500.<\/p>\n<h3 style=\"text-align: left;\">State Minimum Liability<\/h3>\n<p style=\"text-align: left;\">State minimum liability refers to <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\">bodily injury<\/a> and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">property damage<\/a>. Every state requires minimum liability limits.<\/p>\n<p style=\"text-align: left;\">For example, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/california\/\">California<\/a> requires a 15\/30\/5 policy and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/texas\/\">Texas<\/a> has higher mandated liability limits of 30\/60\/25. The first number stands for bodily injury liability per person, the second for bodily injury liability for accident, and the third represents property damage liability per accident.<\/p>\n<p style=\"text-align: left;\">If you can afford it, go for higher liability limits. A single at-fault accident today may easily result in $55,000 worth of medical expenses and $34,000 worth of property damage, all of which would blow past California&#8217;s minimums \u2014 forcing opposing drivers to file lawsuits to recover the rest.<\/p>\n<p style=\"text-align: left;\">Garnished wages, seized assets and other ways of fund recovery are not out of the question. Consider a 100\/300\/100 policy for greater peace of mind.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"c-product-imagen-wp c-product-imagen-wp wp-image-33997\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2023\/03\/chevycruze-1.jpg\" alt=\"Chevrolet Cruze\" width=\"760\" height=\"380\" \/><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_641e2d4a9f072\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Does a DUI Affect Insurance Rates for My Chevy Compact<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Be warned, <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/dui-insurance\/\">DUIs<\/a> will wreak havoc on your insurance rates.<\/p>\n<p style=\"text-align: left;\">For starters, it is common for your premiums to hike as much as 100%, depending on the severity of the offense. In addition, some insurance carriers charge higher rates than others for DUIs.<\/p>\n<p style=\"text-align: left;\">Once your State Department of Motor Vehicles notifies your provider of your DUI conviction, the likely next step is to file an <a href=\"https:\/\/www.sr22adviser.com\/sr-22-requirements-by-state\/\" target=\"_blank\" rel=\"noopener\">SR-22<\/a> form, a proof of financial responsibility that lets the state know you are carrying the minimum required liability. Note \u2014 SR-22s are not an actual policy, but a certificate that shows you have insurance.<\/p>\n<p style=\"text-align: left;\">Other factors that determine how high your premiums get after a DUI conviction include your age, the number of DUIs on record, and the time since your last convention. In certain situations, your carrier may deny you a policy outright, citing you as too high-risk to insure.<\/p>\n<p style=\"text-align: left;\">Fortunately, not all hope is lost after you&#8217;ve been convicted of a DUI. Our best recommendation is to shop around and compare rates from a minimum of three <a href=\"https:\/\/www.freeway.com\/auto-insurance\/dui\/\">DUI insurance<\/a> providers. Fortunately, not all providers treat DUI convictions the same, but you should still expect to pay significantly higher rates than drivers with clean driving records.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_641e2d829f073\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are Some Auto Insurance Discounts?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                        \n                            <div class=\"c-sections__list-column \">\n                    <p style=\"text-align: left;\">There are many discounts Chevrolet Cruze drivers can qualify for as long as they have an account in good standing.<\/p>\n<ul style=\"text-align: left;\">\n<li>One of the most popular types of discounts is a <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">safe driving discount<\/a>, suitable for up to 25% in savings in exchange for maintaining a clean driving record for the past three to five years.<\/li>\n<li>Another popular discount is <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">bundling<\/a>, the practice of purchasing two or more policies from the same carrier.<\/li>\n<li>Other discounts are extended for the way you structure your policy. Paying your entire <a href=\"https:\/\/www.freeway.com\/auto-insurance\/paid-in-full-insurance-discount\/\">annual premium upfront<\/a> and enrolling in auto-pay or paperless billing are two highly regarded options.<\/li>\n<li>Remember to risk proof your vehicle to enjoy safety discounts. For example, installing safety features such as <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/anti-theft-car-discount\/\">anti-theft devices<\/a>, daytime running lights, anti-lock brakes, and etching a VIN on your windshield lets the insurer know that you pose less of a risk.<\/li>\n<li>Don&#8217;t forget to enroll in <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-safety\/reasons-take-defensive-driving-course\/\">defensive driving courses<\/a> if your insurer offers it as well.<\/li>\n<\/ul>\n<p style=\"text-align: left;\">When shopping around, it is essential to know that not all insurers offer the same discounts or apply the same rules. For example, one insurer may require that you maintain a clean driving record for a minimum of five years versus three years with other companies.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_641e2dcb9f075\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are Some of the Characteristics Of the Cruze?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">This is a vehicle in the compact car segment.<\/p>\n<p style=\"text-align: left;\">It is available in five trims: L, LS, LT, Diesel, and Premier, as well as two engine options, a base 153-horsepower turbocharged 1.4-liter four-cylinder and a 137-horsepower turbocharged 1.6-liter four-cylinder diesel engine.<\/p>\n<p style=\"text-align: left;\">Standard features include a 7-inch touch screen, 4-speaker stereo, and Apple CarPlay\/Android Auto capability. Higher-level trims come with a sunroof, keyless entry, and automatic climate control.<\/p>\n<p style=\"text-align: left;\">It also comes with two cargo space options. The LS and LS trims come with a 14.8 cubic-foot trunk and the LT\/Premier trims have a smaller 13.9 cubic-foot trunk.<\/p>\n<p style=\"text-align: left;\">Main competitors are the Mazda 3, Honda Civic, Toyota Corolla, and Nissan Sentra.<\/p>\n<p>&nbsp;<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"c-contact-channels\">\n        <div class=\"o-wrapper \">\n        <div class=\"c-contact-channels__content\">\n            <h2 class=\"c-contact-channels__title \">Find the Best Car Insurance Rates for Your Chevy Cruze Online Today<\/h2>\n                            <div class=\"c-contact-channels__text\"><p style=\"text-align: left;\">Freeway Insurance is ready to step up to the plate and help you review all your coverage options. Getting started with Freeway Insurance is easy. First, request a quote by visiting our <strong><a href=\"#modal-turbo\">website<\/a><\/strong>, making an in-person visit to one of our <strong><a href=\"https:\/\/locations.freeway.com\/\" target=\"_blank\" rel=\"noopener\">offices<\/a>,<\/strong> or calling <strong><a href=\"tel:800-777-5620\">800-777-5620<\/a><\/strong> to speak with one of our agents. Contact us today!<\/p>\n<\/div>\n                        <div class=\"c-contact-channels__channel\">\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--online\" target=\"_self\" href=\"#modal-turbo\" aria-label=\"Get a quote online\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-quote\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Online<\/span>\n                    <\/div>\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--phone\" target=\"_self\" href=\"tel:800-777-5620\" aria-label=\"Get a quote over the phone\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-phone\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Over the phone<\/span>\n                    <\/div>\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--ubication\" target=\"_self\" href=\"https:\/\/locations.freeway.com\/\" aria-label=\"Get a quote in our offices\" rel=\"noopener\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-location\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Visit Us<\/span>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":39970,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/42514"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=42514"}],"version-history":[{"count":4,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/42514\/revisions"}],"predecessor-version":[{"id":45570,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/42514\/revisions\/45570"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/39970"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=42514"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}