{"id":42659,"date":"2023-04-04T14:11:34","date_gmt":"2023-04-04T21:11:34","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=42659"},"modified":"2023-09-21T14:58:29","modified_gmt":"2023-09-21T21:58:29","slug":"bloomington-car-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/indiana\/bloomington-car-insurance\/","title":{"rendered":"Bloomington Car Insurance"},"content":{"rendered":"
\n
\n \n

Everything You Need to Know About Auto Insurance in Indiana<\/h2>\n
\n
\n

Located in southern Indiana, Bloomington is a thriving metropolis that offers a little bit of everything. Affectionately known as “B-Town<\/span>,” it is the home of Indiana University and its strong Hoosier tradition. It is also well known for its cuisine, home to 4th Street’s Restaurant Row with some of the finest international eateries in the region.<\/p>\n

The country\u2019s most prominent college bike race is in Bloomington at Indiana University, but bicyclists are not required to have insurance. However, car insurance in Indiana<\/a> is required.<\/p>\n

Keep reading to learn more about Indiana\u2019s average premiums paid by age group, the minimum insurance requirements, and the types of discounts you can expect with a clean driving record.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

\n
\n \n

How Much Does Car Insurance Cost in Bloomington, IN?<\/h2>\n
\n
\n

The average monthly premium<\/a><\/u> paid by Bloomington drivers is $80 for full coverage, slightly below the state average of $90 and well below the national average of $140. The state-required<\/span> minimum liability<\/a> averages $36 per month, slightly higher than the state minimum at $30.50 and much lower than the national average of $47 per month.<\/p>\n

Why is Insurance Cheaper in Indiana?<\/h3>\n

It\u2019s a fair question since there are a fair number of college students in Indiana attending big universities such as Purdue, Indiana and Notre Dame. Typically, many college-age<\/span> drivers would skew the insurance towards the higher end.<\/p>\n

Insurers base their premiums on the possibility or likelihood of claims. Since Indiana has a low incidence of natural disasters, low population density and a lower-than-normal<\/span> car theft rate, its citizens benefit from lower overall rates.<\/p>\n

Indiana\u2019s minimum liability<\/a> requirements are also low, which generally equates to lower rates overall.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

\n
\n
\n
\n <\/use><\/svg><\/span>\n <\/div>\n

Get a Quote for Car Insurance in Indiana Today!<\/h2>\n <\/div>\n \n
\n
\n