{"id":49369,"date":"2024-05-02T09:12:28","date_gmt":"2024-05-02T16:12:28","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=49369"},"modified":"2024-05-02T10:25:59","modified_gmt":"2024-05-02T17:25:59","slug":"concord-ca","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/california\/concord-ca\/","title":{"rendered":"Cheap Car Insurance in Concord, CA"},"content":{"rendered":"
\n
\n \n

Everything You Need to Know About Auto Insurance in California<\/h2>\n
\n
\n

Auto insurance is a critical component of responsible driving in Concord, California, and is mandated by law. Beyond being a legal requirement, California car insurance<\/a> serves as a vital financial safeguard for residents, as Concord has bustling streets and congested highways that present a higher risk of accidents. These events can happen at any time, regardless of how cautious a driver you may be. If you cause an accident, auto coverage protects you against a wide range of potential financial and legal issues.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

\n
\n \n

How Much Does Car Insurance Cost in Concord, California?<\/h2>\n
\n
\n

People in Concord pay about $66 per month for state minimum required liability insurance<\/a>, $13 more than the typical payment in California of $53. This monthly amount is also $4 more than the United States average of $62.<\/p>\n

Full coverage auto insurance<\/a> in Concord is around $163 per month, $28 less than California\u2019s mean of $191, and $49 less than the nation\u2019s at $212.<\/p>\n

What Does it Mean if California Is an At-Fault State?<\/h3>\n

California is an at-fault state, and so if you are responsible for causing an accident, you will have to pay for the resulting losses. This legal principle is known as tort liability, and you\u2019ll also have to pay for any property damage, medical bills, and other losses the other party\/parties incurred if you are at fault for the incident.<\/p>\n

California residents must have auto insurance<\/a> that meets these tort liability laws because it impacts how insurance claims are processed. Insurers usually perform investigations to determine who caused the situation, and if you\u2019re to blame, you\u2019ll need liability coverage to help with paying for the repairs of others\u2019 property, up to the plan\u2019s maximum amount of coverage.<\/p>\n

If the damage expenses for others\u2019 or government-owned property exceed your coverage maximums, you may be personally liable for any outstanding costs. These situations happen frequently, and so California motorists must carry proof of state minimum required liability insurance, which ensures you can fulfill your financial requirements in the event of an incident while driving.<\/p>\n <\/div>\n \n

\n <\/div>\n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n
\n
\n
\n
\n <\/use><\/svg><\/span>\n <\/div>\n

Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n <\/div>\n \n
\n
\n