{"id":49622,"date":"2024-06-03T13:35:37","date_gmt":"2024-06-03T20:35:37","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=49622"},"modified":"2024-06-03T19:07:41","modified_gmt":"2024-06-04T02:07:41","slug":"paris-tx","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/texas\/paris-tx\/","title":{"rendered":"Paris Car Insurance"},"content":{"rendered":"
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Everything You Need to Know About Auto Insurance in Texas<\/h2>\n
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Paris, Texas is a friendly and affordable city surrounded by beautiful nature. Visitors can take a photo with the 65-foot Eiffel Tower replica. You can enjoy the Paris Balloon Festival, Tour de Paris bike ride, fishing, boating, and picnicking at Lake Crook, hiking, camping, and wildlife viewing at Cooper Lake State Park, visit the Paris Lamar County Heritage Museum, or catch a show at the Plaza Theatre.<\/p>\n

Many places are within driving distance in Paris, so entertainment is always within reach. The weather and road conditions are typically straightforward, with the occasional thunderstorm and intense summer heat that can impact road safety and visibility.<\/p>\n

Given these risks, you\u2019ll want reliable coverage in case something unexpected happens when you\u2019re commuting on Loop 286 or heading downtown via Clarksville Street or Lamar Avenue. Continue reading to learn more about auto protection in Texas<\/a> and how to find affordable rates near you.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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How Much Does Car Insurance Cost in Paris, Texas?<\/h2>\n

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Texas has lower auto premiums than the rest of the nation, including in Paris. Most locals pay about $50 per month on state minimum required liability insurance<\/a> and approximately $150 monthly for full coverage auto insurance<\/a>.<\/p>\n

The Texas average for minimum liability hovers around $47 and $169 for full coverage. In the United States, most motorists spend about $62 on minimum liability and $212 for full protection each month.<\/p>\n

What Does Full vs. Minimum Mean?<\/h3>\n

Understanding auto protection<\/a> can be challenging, and we can help clear things up for you. Full coverage is an all-encompassing auto policy with liability, collision, and comprehensive features. State-minimum liability is the most basic auto plan you can purchase and has more limitations.<\/p>\n

State-minimum liability includes coverage for bodily injury and property damage to other parties in an accident with you, up to the maximum amount listed in your terms in conditions. However, if you need repairs, these expenses aren’t covered.<\/p>\n

If you want more benefits, full coverage plans include protection if you get in an accident (collision) or a non-collision event, regardless of who is at fault, like theft or vandalism (comprehensive).<\/p>\n

Full and minimum auto coverage<\/a> is offered in all 50 states, although each has its own rules and regulations regarding each of these policies. We\u2019ll review Texas\u2019 requirements more later.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n <\/div>\n \n
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