{"id":50372,"date":"2024-08-29T14:33:40","date_gmt":"2024-08-29T21:33:40","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=50372"},"modified":"2024-08-29T14:34:13","modified_gmt":"2024-08-29T21:34:13","slug":"panama-city-fl","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/florida\/panama-city-fl\/","title":{"rendered":"Cheap Car Insurance in Panama City, FL"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_a6bfd973008cba7c3a909eae5519f47f\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Everything You Need to Know about Auto Insurance in Florida<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Situated on the Gulf Coast of Florida, Panama City boasts more than beautiful beaches. From its historical landmarks, such as the St. Andrews district and the Panama City Publishing Museum, to its cuisine and natural beauty, this city is a treasure trove of attractions. Whether you&#8217;re exploring the exhibits at the Visual Arts Center or savoring the seafood delights at local restaurants, the city has something to offer for every visitor.<\/p>\n<p style=\"text-align: left\">While immersing yourself in Panama City, ensuring your safety on the road should be a priority. In accordance with state law, all drivers are required to have auto coverage. Freeway Insurance provides the best <a href=\"https:\/\/www.freeway.com\/auto-insurance\/florida\/\">cheap car insurance in Florida<\/a>, with personalized solutions tailored to your specific needs and budget. They strive to make your coverage experience stress-free and cost-effective.<\/p>\n<p style=\"text-align: left\">Keep reading to discover everything you need to know about automobile insurance in the region and to find the most suitable discounts available.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_f8ea6aea544b4599ba3aed3aa7d8c671\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Panama City, FL?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">In Panama City, you can expect to pay an average of around $62 a month for basic <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">liability car insurance<\/a> and approximately $181 for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full auto coverage<\/a>. These rates are lower than Florida&#8217;s average of $87 and $286, respectively, but slightly higher than the national averages of $52 and $168 for similar coverage levels.<\/p>\n<h3 style=\"text-align: left\">Reasons Why Insurance is So Expensive in Florida<\/h3>\n<p style=\"text-align: left\">Wondering <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/saving-money-on-auto-insurance\/why-is-car-insurance-so-high\/\">why your car insurance rates are so high<\/a> in Florida? Let&#8217;s unravel the mystery:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><strong>Uninsured drivers<\/strong>: Florida is notorious for its high number of drivers without insurance, which inevitably shifts the financial burden to those who are insured.<\/li>\n<li><strong>Weather woes<\/strong>: The Sunshine State&#8217;s extreme weather, from hurricanes to storms, wreaks havoc on vehicles and leads to hefty claims.<\/li>\n<li><strong>City chaos<\/strong>: Cities like Miami and Orlando, with their crowded streets and heavy traffic, create a hotbed for accidents waiting to happen.<\/li>\n<li><strong>No-fault system<\/strong>: Florida&#8217;s no-fault system means your insurer covers your injuries regardless of fault, unlike in other states where the at-fault driver is responsible.<\/li>\n<\/ul>\n<p>So, between the uninsured drivers, unpredictable weather, urban mayhem, and that unique no-fault system, it&#8217;s no surprise your premiums are shooting up. But here&#8217;s the solution: by letting our agent shop around and compare options for you, you can find a deal that won&#8217;t break the bank.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_a988d208c3dad17f0ba482ed79562ad4\">\n    <div class=\"o-wrapper o-wrapperDefault\">\n                    <h2 class=\"c-section__title\">Affordable Car Insurance Rates Comparison by Cities in Florida<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Ready to check out the monthly <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a> prices in different Florida cities? Just take a look at the chart below:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><b>Panama City<\/b><\/td>\n                                                                                            <td><b>$181<\/b><\/td>\n                                                                                            <td><b>$62<\/b><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Royal Palm Beach<\/td>\n                                                                                            <td>$295<\/td>\n                                                                                            <td>$97<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td><a href=\"https:\/\/www.freeway.com\/auto-insurance\/florida\/jacksonville\/\">Jacksonville<\/a><\/td>\n                                                                                            <td>$228<\/td>\n                                                                                            <td>$77<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Horizon West<\/td>\n                                                                                            <td>$213<\/td>\n                                                                                            <td>$76<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Sanford<\/td>\n                                                                                            <td>$204<\/td>\n                                                                                            <td>$73<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Jupiter<\/td>\n                                                                                            <td>$228<\/td>\n                                                                                            <td>$77<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_6780d943b959114ffe8d75c6a09ba00c\">\n    <div class=\"o-wrapper o-wrapperDefault\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left\">Affordable Panama City Car Insurance Rates by Zip Code<\/h3>\n<p style=\"text-align: left\">Each zip code in town has unique <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/factors-that-will-raise-your-auto-insurance-rates\/\">factors affecting your auto insurance premiums<\/a>. Some aspects, like stolen vehicle claims, acts of vandalism, natural disasters, and other events, determine the level of risk in any area.<\/p>\n<p style=\"text-align: left\">Are you curious about the average monthly costs paid by Panama City residents according to their zip codes? Check out the breakdown below:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>32401<\/td>\n                                                                                            <td>$181<\/td>\n                                                                                            <td>$62<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>32403<\/td>\n                                                                                            <td>$180<\/td>\n                                                                                            <td>$61<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>32404<\/td>\n                                                                                            <td>$180<\/td>\n                                                                                            <td>$61<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>32405<\/td>\n                                                                                            <td>$181<\/td>\n                                                                                            <td>$62<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>32408<\/td>\n                                                                                            <td>$181<\/td>\n                                                                                            <td>$62<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>32409<\/td>\n                                                                                            <td>$182<\/td>\n                                                                                            <td>$61<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_7c103b001e250693552acf13b09bafdc\">\n    <div class=\"o-wrapper o-wrapperDefault\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left\">Low-Cost Car Insurance Rates by Age in Panama City<\/h3>\n<p style=\"text-align: left\">Being a young driver means that getting vehicle protection can be expensive. This is because the chances of making claims are higher and restrictions are often placed on your road mileage. However, if you manage to avoid any driving mishaps, you should start to see your insurance rates decrease as you reach your early 20s.<\/p>\n<p style=\"text-align: left\">Check out the chart below to see how the average monthly premiums for residents of Panama City vary by age group.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$754<\/td>\n                                                                                            <td>$253<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$354<\/td>\n                                                                                            <td>$116<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$181<\/td>\n                                                                                            <td>$62<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$169<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$162<\/td>\n                                                                                            <td>$56<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$155<\/td>\n                                                                                            <td>$54<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$175<\/td>\n                                                                                            <td>$61<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p><em>We use the following methodology to arrive at our average cost: male, age 30, state minimum liability and full coverage of 100\/300\/100.<\/em><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_d9a36d5f06064253cfbb0644980ed47c\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Panama City, FL<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left\">How Many Fatal Accidents Happen in Panama City, Florida?<\/h3>\n<p style=\"text-align: left\">In Bay County, home to Panama City, over 4,000 car crashes occur annually. This data is reported by the Florida Highway Safety and Motor Vehicles (FLHSMV). For instance, in 2021, the county reported 4,462 crashes, resulting in the tragic loss of 47 lives. The following year, there was a slight decrease in accidents, with 4,165 crashes resulting in 48 lives lost. Transitioning to 2023, the county experienced 4,105 crashes and the heartbreaking loss of 23 lives.<\/p>\n<p style=\"text-align: left\">Statewide, an average of around 3,000 lives are lost annually due to these somber incidents. The figures from Bay County highlight the severity of the situation, emphasizing the need for drivers to equip themselves with safe driving practices and <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-safety\/9-bad-driving-habits-avoid\/\">avoid bad driving habits<\/a> to help reduce these statistics.<\/p>\n<h3 style=\"text-align: left\">How Are the Road Infrastructure and Bridges in Panama City?<\/h3>\n<p style=\"text-align: left\">The city has been implementing a range of projects over the years aimed at enhancing its streets and overall infrastructure. Starting in 2021, one significant initiative involved the reconstruction of Panama City Beach, which will soon provide residents and visitors with improved roadway lighting, new pavement, and better lanes.<\/p>\n<p style=\"text-align: left\">Among the <a href=\"https:\/\/www.panamacity.gov\/545\/Current-Projects\" target=\"_blank\" rel=\"noopener\">ongoing projects in Panama City<\/a> are the replacement of the Scotts Ferry Road Bridge and the East Avenue Bridge, both of which had structural issues due to storm damage.<\/p>\n<p style=\"text-align: left\">In parallel, Bay County is implementing its own improvements in the area, including installing fiber optic technology in traffic signals and establishing a fuel island along 9th Street to ensure continuous power for emergency services in case of electrical outages.<\/p>\n<p style=\"text-align: left\">The goal of both the local government and the county is to enhance safety for all individuals in the city while also effectively addressing traffic congestion, so we recommend being patient and reducing your speed when driving through construction zones.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_587525d1069130a397b3c791b466ec46\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Panama City, FL<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                        \n                            <div class=\"c-sections__list-column \">\n                    <p style=\"text-align: left\">If you&#8217;re searching for an auto coverage policy in Panama City or anywhere in the Sunshine State, there are some important guidelines to keep in mind.<\/p>\n<ul style=\"text-align: left\">\n<li>To start, you&#8217;ll need <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">property damage liability coverage<\/a>, which protects others if you&#8217;re at fault in an accident. It&#8217;s required to have at least $10,000 in coverage.<\/li>\n<li>Another crucial coverage you should have is <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/no-fault\/\">Personal Injury Protection (PIP)<\/a> PIP covers medical bills, lost wages, and related expenses in case of an accident, up to the policy limits. Florida law mandates a minimum of $10,000 coverage for PIP.<\/li>\n<\/ul>\n<p style=\"text-align: left\">Remember, these are essential rules to ensure you and others are covered on the roads.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_aada3ed44aee0b46f1f45bbb86b16cfe\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Panama City, FL?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                        \n                            <div class=\"c-sections__list-column \">\n                    <p style=\"text-align: left\">Before you start driving in Florida, it&#8217;s key to grasp the <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/pulled-over-and-cant-show-proof-of-insurance\/\">consequences of not having car insurance<\/a>. Here&#8217;s what to keep in mind:<\/p>\n<ul>\n<li style=\"text-align: left\"><strong>First offense<\/strong>: $150 reinstatement fee and possible 3-year license registration suspension.<\/li>\n<li style=\"text-align: left\"><strong>Second offense within 3 years<\/strong>: $250 reinstatement fee and another potential 3-year suspension.<\/li>\n<li style=\"text-align: left\"><strong>Third offense within 3 years<\/strong>: $250 reinstatement fee and additional 3-year suspension.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_fe086d14a2ce1a7a0768fe7898c04cb5\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Panama City Car Insurance Rates<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                        \n                            <div class=\"c-sections__list-column \">\n                    <p style=\"text-align: left\">There are several factors that can affect how much you pay for your auto coverage in Panama City. It&#8217;s important to keep these in mind when deciding on your plan:<\/p>\n<ul>\n<li style=\"text-align: left\"><strong>Your occupation<\/strong>: Some jobs may require less time driving, especially if you work remotely.<\/li>\n<li style=\"text-align: left\"><strong>Relationship status<\/strong>: Couples might enjoy lower premiums compared to single policyholders.<\/li>\n<li style=\"text-align: left\"><strong>Vehicle type<\/strong>: Your car&#8217;s specific make and model can affect its insurance costs.<\/li>\n<li style=\"text-align: left\"><strong>Driving history<\/strong>: Your past driving habits can have an impact on the rates you&#8217;re quoted.<\/li>\n<li style=\"text-align: left\"><strong>Coverage level<\/strong>: Opting for more coverage usually means higher premium payments.<\/li>\n<li style=\"text-align: left\"><strong>Deductible choice<\/strong>: Selecting a higher deductible could result in more affordable rates.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_75506ff5ccfae5851a099dd180ef57b4\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Auto Insurance Rates for Young Drivers vs Older People in Panama City, FL<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">In the Orange State, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/teen-drivers\/\">car insurance for young drivers<\/a> is pricier compared to more experienced drivers due to their perceived higher risk.<\/p>\n<p style=\"text-align: left\">For example, a teenager in Panama City might pay around $253 monthly for basic coverage, while a driver in their 50s could pay as low as $56 for the same coverage. That&#8217;s more than four times the cost for the younger age group.<\/p>\n<p style=\"text-align: left\">If you&#8217;re a young driver or have a youngster behind the wheel in your family, it&#8217;s vital to explore the insurance options available. By taking the time to compare quotes, you can discover reasonably priced policies that offer the essential coverage without straining your finances.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_7beb93a5191f5217b236926e6cd2d049\" class=\"c-section \">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">What Are the Best Discounts for Car Insurance in Panama City, FL?<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Were you aware you can get cheap car insurance by tapping into discounts on your policy? It&#8217;s a fact! By meeting the criteria for a couple of these special offers, you could see savings on your monthly premiums.<\/p>\n<p style=\"text-align: left\">Here are a few <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">auto insurance discounts<\/a> tailored for drivers in Panama City just like you:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/09\/icon-Auto-Pay-Car-Insurance-Discount.svg\" alt=\"Hand with money paying an auto discount\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/auto-pay-car-insurance-discount\/\">Auto Pay Car Insurance Discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/college-student-drivers\/\">Good Student Discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/05\/Vehicle-safety-discount.svg\" alt=\"Hands holding a box with a check mark\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">Safe Driver Discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/08\/icon-Low-Mileage-Insurance-Discount-1.svg\" alt=\"Low Mileage Insurance Discount\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/low-mileage-insurance-discount\/\">Low Mileage Car Insurance Discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/10\/icon-discounts.svg\" alt=\"Green icon of a hand with percentage sign\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/customer-retention-discount\/\">Customer Loyalty Insurance Discount<\/a><\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">To increase your savings even further, consider taking advantage of the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">multi-policy discount<\/a> that many providers offer. By consolidating your auto policy with <a href=\"https:\/\/www.freeway.com\/insurance-options\/homeowners-insurance\/\">homeowners insurance<\/a> or another type of plan, you may be eligible for a generous 25% discount on your entire bill. It&#8217;s a great way to save more money and get the most out of your coverage.<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_da3440ecbf731e4afeb5d61e6fcfbad1\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block  \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get an Online Quote for Car Insurance in Panama City, Florida Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2024\/08\/Freeway-cheap-car-insurance-in-Panama-City-1-1.jpg\" alt=\"A view of the town of Panama City from middle of a street. Concrete road with center stripe and pedestrians, USA \u2013 cheap car insurance in Panama City, Florida\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>Explore a world of savings on your car insurance with Freeway! Ready to experience the ease and affordability? Head to our website now for a <a href=\"#modal-turbo\">free insurance quote online<\/a>! If you prefer a personal touch, drop by one of our <a href=\"https:\/\/locations.freewayinsurance.com\/\" target=\"_blank\" rel=\"noopener\">nearby offices<\/a> or give us a call at <a href=\"tel:800-777-5620\">800-777-5620<\/a>. Our team of dedicated agents is here to help you every step of the way.<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-big\" href=\"#modal-turbo\"  target=\"_blank\"  >\n                                                                            Get Started                                        <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1002620,"featured_media":0,"parent":25420,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/50372"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1002620"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=50372"}],"version-history":[{"count":2,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/50372\/revisions"}],"predecessor-version":[{"id":50376,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/50372\/revisions\/50376"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25420"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=50372"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}