{"id":50576,"date":"2024-09-10T15:32:46","date_gmt":"2024-09-10T22:32:46","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=50576"},"modified":"2024-09-11T08:59:32","modified_gmt":"2024-09-11T15:59:32","slug":"stephenville-tx","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/texas\/stephenville-tx\/","title":{"rendered":"Stephenville Car Insurance"},"content":{"rendered":"
\n
\n \n

Everything You Need to Know About Auto Insurance in Texas<\/h2>\n
\n
\n

Established officially in 1856, Stephenville, Texas, is a city on the North Bosque River in Erath County with about 22,000 residents. As home to many rodeo champions and ranchers, Stephenville is known as the \u201cCowboy Capital of the World.\u201d With its abundance of live music performances at venues such as Melody Mountain Ranch, the Birdsong Amphitheater, and Twisted J, the city also holds the nickname \u201cThe Other Live Music Capital of the World.\u201d About 14,000 college students attend Tarleton State University in Stephenville.<\/p>\n

The Lone Star State requires its residents to carry liability auto coverage to drive legally. The consequences of getting caught driving without car insurance in Texas<\/a> are no joke. These penalties include fines (up to $350 for a first offense plus a $250 driver\u2019s license surcharge for three years), a revoked license, and possible jail time. Keep reading to learn valuable tips, including how to save money on your car insurance premiums.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

\n
\n \n

How Much Does Car Insurance Cost in Stephenville, Texas?<\/h2>\n
\n
\n

Stephenville residents can expect to pay about $38 a month for liability car insurance and about $146 for full coverage. This compares to the national monthly average of $48 for liability and $147 for full coverage.<\/p>\n

What Does It Mean If Texas Is an At-Fault State<\/span>?<\/h3>\n

If you accidentally run a red light on West Washington Street where Alexander Road turns into Ollie Avenue and crash into another car, whose insurance pays for the damage?<\/p>\n

Since Texas is an at-fault<\/span> state \u2014 and<\/span> you were at fault \u2014 if<\/span> you have the state-mandated minimum liability coverage, it will take care of the other driver\u2019s vehicle damage and medical expenses up to the policy\u2019s limits. You\u2019ll need collision coverage, though, to have your own vehicle damage expenses covered. And your personal injury protection (PIP), which is add-on coverage, will pay for your own medical expenses.<\/p>\n

So even if you\u2019re anticipating those fried deviled eggs you\u2019re about to eat at a popular local caf\u00e9, be sure to pay attention when you\u2019re behind the wheel.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

\n
\n
\n
\n <\/use><\/svg><\/span>\n <\/div>\n

Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n <\/div>\n \n
\n
\n