{"id":50955,"date":"2024-10-22T13:45:39","date_gmt":"2024-10-22T20:45:39","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=50955"},"modified":"2024-10-22T13:51:06","modified_gmt":"2024-10-22T20:51:06","slug":"ashland-oh","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/ohio\/ashland-oh\/","title":{"rendered":"Cheap Car Insurance in Ashland, OH\u00a0"},"content":{"rendered":"
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Everything You Need to Know About Auto Insurance in Ohio<\/h2>\n
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The city of Ashland, located about 85 miles from Cleveland, is the seat of Ohio\u2019s Ashland County. Formerly known as Uniontown, the area acquired Ashland as its new name in 1822 due to a conflict with another Ohio city already known as Uniontown. Incorporated in 1844, Ashland was once a large producer of toy balloons from which the Ashland BalloonFest grew. The municipality\u2019s Parks and Recreation Department manages 360 acres of various parks and natural settings, including the Audubon Wetlands Preserve. Several highways traverse the city, including US-250, OH-96, and OH-60, giving easy access to most of the municipality. About 19,000 people call Ashland home.<\/p>\n

If you\u2019re an Ashland resident, you must have liability car insurance in Ohio<\/a> to drive legally. And if you\u2019re saving up for your dream home near Ashland University and Freer Field, having the right car insurance is a smart choice \u2014 it can save you big bucks in the long run if you\u2019re involved in an auto accident. Keep reading to learn about the average cost of insurance, discounts for which you might qualify, and penalties you might face for driving without insurance.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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How Much Does Car Insurance Cost in Ashland, Ohio?<\/h2>\n
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As an Ashland resident, you can expect your insurance rates to be about $23 a month for liability coverage and about $84 a month for full coverage. This is lower than the national monthly average of $48 for liability and $147 for full coverage.<\/p>\n

What Does It Mean If Ohio Is At-Fault<\/span> or No-Fault<\/span>?<\/h3>\n

No-fault means that, after a car crash, each driver\u2019s insurance pays for their own damages. While some states follow a no-fault<\/span> system, which prevents an accident victim from suing the at-fault driver, this is not true in Ohio.<\/p>\n

Ohio is an at-fault state (sometimes referred to as a tort system), meaning whichever driver is determined to have caused the accident is liable for the damages. And if the at-fault party\u2019s insurance falls short of monetary coverage, the person they crashed into can sue for the remainder.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n <\/div>\n \n
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